HDFC Inifinia Metal points Redemption

[somu2372]

Hi All,

This is my first post on this forum! I have been reading lot of posts with great enthusiasm as I like exploring Credit card benefits.

I have HDFC Inifinia metal LTF (Got upgraded from Diners Club black which was issued under IIT Alumni program). I have been earning decent number of reward points (10K on an average) on monthly basis as I do not leave any opportunity to use Smartbuy.

After going through all the available redemption options, I believe only the following two are the most valueable options:

1. Redeem through Tanishq vouchers to buy Gold (indirectly an opportunity to re-invest reward points)
2. Redeem through Air tickets and hotels (if I have any travel plans)

I have been redeeming for Tanishq vouchers so far although there are a lot of charges (making charges+GST) involved in buying physical Gold. I feel that there is no other way we can re-invest the free rewards at this rate.

Please let me know if I am living in a myth or suggest me if there are better methods of investing through reward points

Thanks in advance!!

 

[sourpai]

Before expecting any answers, be ready to provide answers to barrage of questions you will get now on how you got Infinia as LTF

 

[iamdhamo]

Hi All,

This is my first post on this forum! I have been reading lot of posts with great enthusiasm as I like exploring Credit card benefits.

I have HDFC Inifinia metal LTF (Got upgraded from Diners Club black which was issued under IIT Alumni program). I have been earning decent number of reward points (10K on an average) on monthly basis as I do not leave any opportunity to use Smartbuy.

After going through all the available redemption options, I believe only the following two are the most valueable options:

1. Redeem through Tanishq vouchers to buy Gold (indirectly an opportunity to re-invest reward points)
2. Redeem through Air tickets and hotels (if I have any travel plans)

I have been redeeming for Tanishq vouchers so far although there are a lot of charges (making charges+GST) involved in buying physical Gold. I feel that there is no other way we can re-invest the free rewards at this rate.

Please let me know if I am living in a myth or suggest me if there are better methods of investing through reward points

Thanks in advance!!

I feel tanishq is best but their making charges are very high

Ru sure it's ltf or is it fyf

 

[somu2372]

I feel tanishq is best but their making charges are very high

Ru sure it's ltf or is it fyf

It is LTF.. I have received mail communication from the Branch manager

To support the statement, it has got "IIT MAA" tag which was there even on my previous DinersClub Black