Hdfc launch 4 new business credit card

[tn_72]

I am also getting HDFC Biz grow as pre approved offer, but i am being skeptical whether there would be any further card upgrades if I get this card.

 

[xross]

For those who see it as pre-approved, what's your occupation type (salaried/self employed) in profile and bank account type? Thanks for your help/

 

[sid16]

is it showing pre-approved offers for your personal account or business account? I wanted this card on my business account if possible, so that I can hold it in addition to Infinia, as I'm not sure if HDFC will allow me to hold 2 credit cards otherwise. Hence, I am asking

I have only personal account at HDFC Bank. Although it did ask me my GSTIN in the process, so probably it is checking my business credentials too. FYI, I have HDFC Infinia, DCB and also Virtual Rupay CC. Still it is showing me these as approved.

 

[drmsiva]

Is GSTIN mandatory? I am self employed but don't have GSTIN and it does not let me proceed further with the application without this.

Thanks.

 

[RakeshM]

I have LTF Business Regalia. Talked to RM about Biz Black and was told that HDFC can give only one non co=branded card. He suggested that I go for upgrade for Business Regalia to Biz Black. Is it correct that I can't have both the cards ?

 

[sid16]

I have LTF Business Regalia. Talked to RM about Biz Black and was told that HDFC can give only one non co=branded card. He suggested that I go for upgrade for Business Regalia to Biz Black. Is it correct that I can't have both the cards ?

TBH, there is nothing like that in HDFC. RMs keep saying this, but it is at the discretion of their team. Try convincing your use case to their grievance and escalation email IDs for multiple cards.

 

[Tejo]

I have LTF Business Regalia. Talked to RM about Biz Black and was told that HDFC can give only one non co=branded card. He suggested that I go for upgrade for Business Regalia to Biz Black. Is it correct that I can't have both the cards ?

Only premium customers are eligible for more than one core credit card.

Rare cases, some people got cards like intermiles which were upgraded to millenia after discontinue, even while they holding other core cards.

 

[RakeshM]

TBH, there is nothing like that in HDFC. RMs keep saying this, but it is at the discretion of their team. Try convincing your use case to their grievance and escalation email IDs for multiple cards.

Thanks for your reply

 

[RakeshM]

Only premium customers are eligible for more than one core credit card.

Rare cases, some people got cards like intermiles which were upgraded to millenia after discontinue, even while they holding other core cards.

Who are premium customers ?
I have an imperia account. Does it count as premium ?

 

[Tejo]

Who are premium customers ?
I have an imperia account. Does it count as premium ?

Nope

Private banking people.

One more 50-50 chance, you can request your branch manager, threaten them that will... move to other bank.

 

[RakeshM]

Nope

Private banking people.

One more 50-50 chance, you can request your branch manager, threaten them that will... move to other bank.

Ok,
Thank you.

 

[BVCBVC is verified member.]

Imagine HDFC launching Infinia within this business range CC’s. That will be the best card to look out. Just being optimistic.

 

[erythromycin500]

I'm getting pre approved offer with life time free for Biz power variant but when putting details it shows 2500/annual fees.

 

[Tejo]

I'm getting pre approved offer with life time free for Biz power variant but when putting details it shows 2500/annual fees.

2% per 150 .... 4 rp
5x 4rp ..... 10% on bill payments via payz on minimum spends 25k

Points capped at 5k per cycle ..... ₹1250 max benefit

It's upto you.

 

[Baki]

I'm getting pre approved offer with life time free for Biz power variant but when putting details it shows 2500/annual fees.

Where u r getting pre approved offer?

Means in which section or u r just receiving email's

 

[sid16]

Was anyone able to apply for BizBlack Metal card successfully?

 

[erythromycin500]

Where u r getting pre approved offer?

Means in which section or u r just receiving email's

The offer is in their Mobile app under inbox section.

Additionally, I am getting Raglia Gold bussiness and Normal variant offers through email, but waiting for them to turn it life time free.

 

[Baki]

The offer is in their Mobile app under inbox section.

Additionally, I am getting Raglia Gold bussiness and Normal variant offers through email, but waiting for them to turn it life time free.

Nothing for me Holding B Regalia with 7.75 L

 

[indiatraveller]

My RM said they are still waiting for the physicals forms so till then I cannot apply offline

 

[dexter_greycells]

In my case (existing HDFC Savings account customer holding the TIMES Platinum CC), when I click on Apply Online and enter my registered phone number and DOB/PAN, followed by the OTP, it does not go to the next page at all. I have spoken to my RMs in the past and as per them the only way to get a core HDFC CC is for me to cancel my TIMES Platinum first. I don't want to do that because that card fulfills a very specific role quite well.