Hdfc launch 4 new business credit card

[CMGCMG is verified member.]

1. Biz Black Metal Edition Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black)
   • 5 Reward Points for every ₹ 150 spent (1 RP is equal to upto ₹1)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals
   • Unlimited Airport Lounge Access
   • Complimentary Annual membership of Club Marriott & Taj Stay Voucher worth ₹ 5000 on spends of ₹1.5 lakh within first 90 days as Welcome Benefit
   • Flight tickets / Taj Hotels Stay Voucher worth up to Rs.5,000 on every ₹ 5 Lakhs & above spends, Earn voucher worth ₹ 20,000 in calendar year as Milestone Benefit
   • Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
2. Biz Power Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-power)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Google Ads, Cleartax, Reliance Digital
   • Up to 16 domestic & 6 International Airport Lounge Access in a year
   • Complimentary Amazon Prime Annual Membership + BizPrime 6 months Subscription on completing 1 online transaction within 30 days as Welcome Benefit
   • MakeMyTrip / Reliance Digital Gift Voucher worth up to Rs.2,500 on per quarterly spends of Rs. 2.5 Lakhs as Milestone Benefit
   • 4 Reward Points for every ₹ 150 spent (1 Reward Point = Upto 0.50 paise)
   • Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
3. Biz Grow Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-grow)
   • 10X Cashpoints on Bill Payments via PayZapp / SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Cleartax, DMart
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 1 Lakh as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • 2 Cashpoints for every ₹ 150 spent
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
4. Biz First Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-first)
   • 3% Cashpoints on EMI spends (Earn Maximum 1,000 Cashpoints/ month)
   • 2% Cashpoints on Utility Bills, Electronics, SmartPay & PayZapp transactions (Earn Maximum 500 Cashpoints/ month)
   • 1% Cashpoints on UPI and other spends (Earn Maximum 500 Cashpoints/ month)
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 75,000 as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
5. HDFC Bank UPI RuPay Biz Credit Card (https://www.hdfcbank.com/personal/p...dit-cards/hdfc-bank-upi-rupay-biz-credit-card)
   • 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
   • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
   • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Education categories) (Maximum of 500 Points can be earned in a calendar month)
   • Joining/ Renewal Membership Fee - ₹99/- + Applicable Taxes (Festive Season Offer!!!)

 

[Baki]

Is there any transaction charge on making vendor payments via Smarthub Vyapar or Swifti through the Biz Black (or any other Business credit card for that matter)?

Yes I think upto 2% last that i heard.Sure For gst payments.

 

[787]

Hi I have received the BizBlack Metal card. Applied offline via branch manager. Got approval via him first then applied for the same. At that time I held Infinia and Tata Neu Infinity from HDFC. BM told me to cancel one card as max can be only 2. So cancelled Tata Neu card and within 3 days it was closed. After closure letter BM applied for BizBlack and got the forms signed. There was a form in addition for Dual card consent and Dual Card credit limit. Signed and submitted these and got the Bizblack within 4 days.

If anyone has any more query will be happy to help.

Thanks!

 

[787]

The card feels as heavy as Infinia which I think is the heaviest and most solid built metal card.

 

[sourpai]

Hi I have received the BizBlack Metal card. Applied offline via branch manager. Got approval via him first then applied for the same. At that time I held Infinia and Tata Neu Infinity from HDFC. BM told me to cancel one card as max can be only 2. So cancelled Tata Neu card and within 3 days it was closed. After closure letter BM applied for BizBlack and got the forms signed. There was a form in addition for Dual card consent and Dual Card credit limit. Signed and submitted these and got the Bizblack within 4 days.

If anyone has any more query will be happy to help.

Thanks!

Congratulations. Does it come as FYF or you have to pay the joining fees?

 

[787]

Congratulations. Does it come as FYF or you have to pay the joining fees?

Joining fee will be charged 120 days after getting the card. But it can be waived off on spending of 1.5 lakhs within 90 days.

 

[jack333]

Hi I have received the BizBlack Metal card. Applied offline via branch manager. Got approval via him first then applied for the same. At that time I held Infinia and Tata Neu Infinity from HDFC. BM told me to cancel one card as max can be only 2. So cancelled Tata Neu card and within 3 days it was closed. After closure letter BM applied for BizBlack and got the forms signed. There was a form in addition for Dual card consent and Dual Card credit limit. Signed and submitted these and got the Bizblack within 4 days.

If anyone has any more query will be happy to help.

Thanks!

Did you get bizblack in shared limit with your infinia or with limit split?

 

[787]

Did you get bizblack in shared limit with your infinia or with limit split?

Infinia was 25 Lakhs earlier.

As I got BizBlack, Infinia became 15 lakhs and BizBlack was issued with 10 lakhs limit. So credit limit was split between the two but no shared limit.

 

[Abhishek012]

I think Biz Power Credit Card also available on RuPay variant - https://www.hdfcbank.com/content/bb...d/Biz Power/BizPower-Domestic-Lounge-list.pdf

 

[jack333]

Infinia was 25 Lakhs earlier.

As I got BizBlack, Infinia became 15 lakhs and BizBlack was issued with 10 lakhs limit. So credit limit was split between the two but no shared limit.

I think now you can again apply neu infinity on a shared limit with infinia online

 

[Baki]

Hi I have received the BizBlack Metal card. Applied offline via branch manager. Got approval via him first then applied for the same. At that time I held Infinia and Tata Neu Infinity from HDFC. BM told me to cancel one card as max can be only 2. So cancelled Tata Neu card and within 3 days it was closed. After closure letter BM applied for BizBlack and got the forms signed. There was a form in addition for Dual card consent and Dual Card credit limit. Signed and submitted these and got the Bizblack within 4 days.

If anyone has any more query will be happy to help.

Thanks!

Any minimum limit on my current card to get this card criteria?

I have B regalia, Swiggy, Tata neu (these 3 are important to me) & Rupay biz.

Can i also upgrade from B regalia 7.75 L limit itr 36L

How can i apply 😅

 

[D7162]

How can i apply 😅

This is most Imp question

I have good GSTR return (with Bad ITR 🤣 ) so I also want to know How can I apply using GSTR

 

[787]

GSTR return can only be used for corporate cards (different from business cards). Bizblack is a business card

 

[vaibhav111vaibhav111 is verified member.]

Hi I have received the BizBlack Metal card. Applied offline via branch manager. Got approval via him first then applied for the same. At that time I held Infinia and Tata Neu Infinity from HDFC. BM told me to cancel one card as max can be only 2. So cancelled Tata Neu card and within 3 days it was closed. After closure letter BM applied for BizBlack and got the forms signed. There was a form in addition for Dual card consent and Dual Card credit limit. Signed and submitted these and got the Bizblack within 4 days.

If anyone has any more query will be happy to help.

Thanks!

Congrat bro.. it seem HDFC follow Split Limit if Personal + Business CC for Individual.. if you apply for Tata Infinity Again it should be on Shared Limit With Infinia And 25 lakhs on Infinia That Dope too.. it 15 lakhs now but still Amazing Feat.

 

[D7162]

This is most Imp question

I have good GSTR return (with Bad ITR 🤣 ) so I also want to know How can I apply using GSTR

HDFC says that..

Eligibility Criteria for Biz Black Metal Edition Credit Card | HDFC Bank

Know the eligibility criteria for Biz Black Metal Edition Credit Card. Know the age bracket, annual ITR and other requirements for self-employed Indian citizens.

www.hdfcbank.com

 

[Baki]

This is most Imp question

I have good GSTR return (with Bad ITR 🤣 ) so I also want to know How can I apply using GSTR

I pay around 3L Gst each month.

I just fk want to get my hands on it.

I never craved for infinia, But i want this card at any how! 😇

 

[sid16]

I pay around 3L Gst each month.

I just fk want to get my hands on it.

I never craved for infinia, But i want this card at any how! 😇

I too want this card badly!

 

[statusquo]

Hi I have received the BizBlack Metal card. Applied offline via branch manager. Got approval via him first then applied for the same. At that time I held Infinia and Tata Neu Infinity from HDFC. BM told me to cancel one card as max can be only 2. So cancelled Tata Neu card and within 3 days it was closed. After closure letter BM applied for BizBlack and got the forms signed. There was a form in addition for Dual card consent and Dual Card credit limit. Signed and submitted these and got the Bizblack within 4 days.

If anyone has any more query will be happy to help.

Thanks!

I’ve got an Infinia from a while back with a 12L limit but don’t meet the income eligibility criteria for BizBlack currently. Do you know if I can get it via C2C by any chance or did you do a fresh application based on eligibility criteria?

 

[787]

I’ve got an Infinia from a while back with a 12L limit but don’t meet the income eligibility criteria for BizBlack currently. Do you know if I can get it via C2C by any chance or did you do a fresh application based on eligibility criteria?

don’t think that will do but you can always try your luck.

 

[787]

I’ve got an Infinia from a while back with a 12L limit but don’t meet the income eligibility criteria for BizBlack currently. Do you know if I can get it via C2C by any chance or did you do a fresh application based on eligibility criteria?

Did Fresh application.

 

[devarshi84]

With HDFC portal support, Will Biz Black on Diners have an issue of acceptance for business payments like utilities and tax?