HDFC launches "Infiniti" banking program

[ichiranjeeb]

HDFC Bank has launched a new banking program called "Infiniti".
Looks like it will sit above Imperia and will be the super premium offering from the bank.



The users of this account can opt for pre approved Infinia Metal card.
See more info here: Infiniti (hdfcbank.com)

 

[RajBlr]

RM said 1cr+ in FDs. Demat not counted.

But what are the extra benefits RM said comparing the existing Imperia program which comes @30L NRV?

Are they giving Infinia Metal LTF or some other new CC(yet to launch) card LTF?

 

[Deleted member 14753]

But what are the extra benefits RM said comparing the existing Imperia program which comes @30L NRV?

Are they giving Infinia Metal LTF or some other new CC(yet to launch) card LTF?

Highly doubt the Infinia Metal is going to offered as LTF as of now. Theres a new debit card which is FYF and then 2500+gst. https://www.hdfcbank.com/personal/pay/cards/debit-cards/infiniti-debit-card/fees-and-charges

 

[RajBlr]

Highly doubt the Infinia Metal is going to offered as LTF as of now. Theres a new debit card which is FYF and then 2500+gst. https://www.hdfcbank.com/personal/pay/cards/debit-cards/infiniti-debit-card/fees-and-charges

Thanks , doesn't sound that great looking at the features of the DC card.- https://www.hdfcbank.com/personal/pay/cards/debit-cards/infiniti-debit-card

 

[Talkwithfino]

Thanks , doesn't sound that great looking at the features of the DC card.- https://www.hdfcbank.com/personal/pay/cards/debit-cards/infiniti-debit-card

Leave features, the fact that they will charge their 'INFINITI' customers for DC seems very absurd.

Hdfc has literally became a bank which doesn't give a *u*k about its HNI customers. They used to charge IMPS sometimes for Imperia customers( it's only last year they made IMPS free for Preferred, till then it was chargeable) , their Imperia customers on this forum are also not happy with the experience and now they have come up with HNW Program which charges an annual fee for their DC to their customers. Pathetic!

 

[technom]

Leave features, the fact that they will charge their 'INFINITI' customers for DC seems very absurd.

Hdfc has literally became a bank which doesn't give a *u*k about its HNI customers. They used to charge IMPS sometimes for Imperia customers( it's only last year they made IMPS free for Preferred, till then it was chargeable) , their Imperia customers on this forum are also not happy with the experience and now they have come up with HNW Program which charges an annual fee for their DC to their customers. Pathetic!

True... I don't see much value either

 

[caabhi]

I had a discussion with my RM regarding Infinia Reserve this week. At first RM said they dont know about it yet, but yesterday suggested there is a Infiniti programme wherein they need NRV of Rs.1 Cr which includes only products of HDFC Bank ie. does not include demat which I further confirmed with Infiniti concierge(they have concierge for Infinity and Imperia on the same number). Further RM suggested that this is new programme and currently invite only but they may have some discretion after a year or so. All this conversation made me wonder,

1. is Infinia Reserve linked to this Infiniti programme? Currently on website they state Infinia Metal card as offering under Infiniti programme.
2. Does anyone know what is the salary credit requirement for this programme and what are other prerequisites?
3. Anyone from forum has hands on Infiniti programme/ Infinia Reserve invites? Would love to hear from their experience!

@TechnoFino @Subhankar - All ears from you!!

 

[itsds]

I think in Yesterday's twitter space, someone was offered Infiniti by the RM... Not sure, @TechnoFino can you confirm ... The person's NRV was 3.75 Crores + and was asked to reach 5cr NRV in 6 months

I won't need infinia if i have 3-5 cr in my bank account 😀

 

[Deleted member 11974]

i had a word with my rm and he was ready to upgrade me to infiniti based on 10L amb

 

[RajBlr]

I like their DC benefits on this account variant

7500 Taj voucher on 3L spend on each quarter(but only 1st year) + 16 complementary Lounge Access(but only domestic)

 

[theglobalinvestor]

I like their DC benefits on this account variant

7500 Taj voucher on 3L spend on each quarter(but only 1st year) + 16 complementary Lounge Access(but only domestic)

View attachment 32129

Any amex credit card will give you more taj vouchers + reward points than this.

 

[Nitheesh]

i had a word with my rm and he was ready to upgrade me to infiniti based on 10L amb

Location of your branch? And are you currently in Imperia program?

 

[itsds]

I like their DC benefits on this account variant

7500 Taj voucher on 3L spend on each quarter(but only 1st year) + 16 complementary Lounge Access(but only domestic)

View attachment 32129

What is in it to like ? Try AMEX Travel , you will get reward Point also. Why people will choose to to spend 3L on debit card.

 

[itsds]

and seems Infiniti does not have 1% cashback for credit bill payment.

I like their DC benefits on this account variant

7500 Taj voucher on 3L spend on each quarter(but only 1st year) + 16 complementary Lounge Access(but only domestic)

View attachment 32129

 

[Sajid]

i had a word with my rm and he was ready to upgrade me to infiniti based on 10L amb

Imperia he mean? 🤔😏

 

[RajBlr]

and seems Infiniti does not have 1% cashback for credit bill payment.

That could be exactly the reason while they designed it like this with 2.5% reward rate with voucher on Quarterly spent of 3L.

 

[RajBlr]

Any amex credit card will give you more taj vouchers + reward points than this.

I think you are mixing up DC and CC.

You can use DC to pay CC and earn this 2.5% reward rate voucher quarterly in the 1st year per their terms.

So it is like double dip.(supplementing with your CC rewards and then paying with DC and earning on top)

Hope that clarifies here.

Disclaimer - I do not have Infiniti, I am just seeing more DATA is in HDFC site now and seeing, sharing the various benefits.

 

[theglobalinvestor]

I think you are mixing up DC and CC.

You can use DC to pay CC and earn this 2.5% reward rate voucher quarterly in the 1st year per their terms.

So it is like double dip.(supplementing with your CC rewards and then paying with DC and earning on top)

Hope that clarifies here.

Disclaimer - I do not have Infiniti, I am just seeing more DATA is in HDFC site now and seeing, sharing the various benefits.

I thought HDFC recently blocked paying CC with DC?

 

[itsds]

I think you are mixing up DC and CC.

You can use DC to pay CC and earn this 2.5% reward rate voucher quarterly in the 1st year per their terms.

So it is like double dip.(supplementing with your CC rewards and then paying with DC and earning on top)

Hope that clarifies here.

Disclaimer - I do not have Infiniti, I am just seeing more DATA is in HDFC site now and seeing, sharing the various benefits.

With respect brother, i think you can get Taj voucher at discounted value if you purchase from other source so you can consider 2%. and it has annual charges as well. Even i don't have Infiniti as of now , lets see what do they bring once they launch it. but current benefit does not excite me.

 

[itsds]

That could be exactly the reason while they designed it like this with 2.5% reward rate with voucher on Quarterly spent of 3L.

yeah but this is one time from next time again we will have rely on HDFC Platinum DC for CC bill payment

 

[Deleted member 11974]

Imperia he mean? 🤔😏

imperia can be done at 3L salary credit itself
i had asked him for infiniti debit card and for that he told me maintain 10L amb i will get you upgraded