HDFC LE analysis

[MONEY]

Anyone with 2 or more card has received LE from HDFC, if yes , please share your utilization , place where you spend , card in which you spend, and card in which you got LE.


I have not got LE for the last 3 years. Have 3 cards.my spends are around1 lak on infinia.

 

[dealminer]

ok . you blurred it now. it was showing the name too.

yess, got it. 😛

edit your post too 😅

 

[Buttman]

I also had DCB + UPI rupay. No LE since 2 years. I got UPI rupay closed 2 months back. Let's see what happens.

Same thing here.
Been without le since more than a year and closed my tata neu card last month.
Let’s wait and see if i get LE on millenia.

 

[arone]

For sep one they asked but i told them i had a salary acc with them get the details yourself
they didn't budge so sent them. they gave ~20% increase.

for auto it was like ~90% increase.

I got another LE, this time a substantial one as well increased by 2.8X

my cards are millennia and tata neu

i got 20% in Sep 2023
i got 90% in Jan 2024
i got 280% in Jun 2024

 

[neo.puneet]

I got another LE, this time a substantial one as well increased by 2.8X

my cards are millennia and tata neu

i got 20% in Sep 2023
i got 90% in Jan 2024
i got 280% in Jun 2024

mind sharing the actual new total limit?

 

[arone]

mind sharing the actual new total limit?

62k -> 76k -> 127k -> 355k

 

[Buttman]

62k -> 76k -> 127k -> 355k

Still stuck with 85k even after closing neu co branded card. Shucks!

 

[MONEY]

62k -> 76k -> 127k -> 355k

On which card you got

 

[arone]

On which card you got

i got 20% in Sep 2023 (millennia)
i got 90% in Jan 2024 (tata neu)
i got 280% in Jun 2024 (millennia)

 

[SunnyM]

From 180000 to 15 lakhs.
I didn't even expect 5 lakhs.

 

[Strange]

i got 280% in Jun 2024 (millennia)

How was your usage in this card? on which merchants did you spend?

 

[Obhi]

Anyone with 2 or more card has received LE from HDFC, if yes , please share your utilization , place where you spend , card in which you spend, and card in which you got LE.


I have not got LE for the last 3 years. Have 3 cards.my spends are around1 lak on infinia.

No logic works when its HDFC. Ao drawing pattern is waste of time. Its about luck I guess.

 

[Strange]

From 180000 to 15 lakhs.
I didn't even expect 5 lakhs.
View attachment 58408

Which HDFC card? NRV with bank?

 

[SunnyM]

How was your usage in this card? on which merchants did you spend?

Honestly I had stopped using it because I am still stuck with Business money-back and tata neu + rupay. I only uses once at Vijay sales to buy an iphone because of offer.

 

[SunnyM]

Which HDFC card? NRV with bank?

Nrv is very good but card is basic business money-back.

 

[Wealth is my birth right!]

both LTF Regalia + Neu Infinity - No LE for more than 2 years got yesterday 30% in Regalia card

 

[atx]

Nrv is very good but card is basic business money-back.

come on bro, help us understand 'very good' here... even a range would work!

 

[arone]

How was your usage in this card? on which merchants did you spend?

last month bought electronics worth 80k
this month flight ticket worth 20k
other than that no tx worth mentioning

 

[arone]

From 180000 to 15 lakhs.
I didn't even expect 5 lakhs.
View attachment 58408

damm bro mine looks like nothing now!!

 

[SunnyM]

damm bro mine looks like nothing now!!

I would take your limit and card any day over my business money back card .

 

[HumorSimpson]

From 180000 to 15 lakhs.
I didn't even expect 5 lakhs.
View attachment 58408

Definitely the system thought you were Sunny L