Good question .As per RBI guidelines Bank's liability is 100 times annual rent of a locker. For Imperia rental is 0. So is bank going to provide any liability?
Lol
I think they should provide according to the actual rent of locker
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Good question .As per RBI guidelines Bank's liability is 100 times annual rent of a locker. For Imperia rental is 0. So is bank going to provide any liability?
Good question .
Lol
I think they should provide according to the actual rent of locker
Good question .
Lol
I think they should provide according to the actual rent of locker
His actual question was since he is paying 0 for locker so 100 times would also be 0 so would there be no coverage.I already got the same doubt and has asked so many managers intially from GOVT banks , some replied u dont have relationship
some replied smile, some replied it wont happen, but still I asked they simply said we will go as per policy only. but they dont know anything,
so I already written a RTI in december to SBI and RBI with some other qs clearly
RBI replied that 100 times in case any theft e.t.c
and to another qs which is main part they escalated to senior department from their I got reply as discount doesnt make the policy to change, it will be 100 times as the prevailing tariff irrespective of discount for salaried customers .
SBI replied that 100 times in case any fire , robbery e.t.c ( doesnt cover act of god, floods e.t.c)
and to other main part they also escalated
They replied - " which ever value is higher "
since reply was not clear I re escalated then I received a call for this, he clearly said they have similar case happend because of BRANCH change in one of the bank, customer said lost items , later they went for arbitration and they got 100 times as per RBI.
SBI RTI person who called me , I recently called him last week, later again tried and I again called him , it was landline, he clearly said IN agreement the rate would be mentioned as per TARIFF of the branch which is final for settlement in case of robbery. But branch and RBO level process so times mistakes happens, customer can escalate he said and rudely cut the call.His actual question was since he is paying 0 for locker so 100 times would also be 0 so would there be no coverage.
can some please reply regarding thisdoes any one confirm me from you exp, that after or while taking the locker in HDFC bank, does the annual rental pricing for you is as per charges mentioned in the website with your location or they differed,
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bcz bthey are saying rates of other location compared to my location rates as per above tariff, they are saying they given to everyone like that only.
( I also got one point which is more likely supporting their statement. )
kindly those who taken the Locker can you please share your location of locker branch and Amount they are charging (mention with/without GST)
The rates are starting price and can be more based on the city & location. See the notes section on the website.can some please reply regarding this
yes that is the point which I mentioned implicitly above that their statement is supporting by some points , which is why I am unable to ask more bcz they are saying another location rates but I havent still spoken to the manager.The rates are starting price and can be more based on the city & location. See the notes section on the website.
- Note:
- *Rentals may vary between branches under same location.
- Lockers rent is charged annually and is collected in advance.
- Our lockers rentals vary based on locker size and branch location.
- Call your Locker home branch to find the right location and Locker rent applicable. (Metro/ Urban/ Semi- Urban/ Rural).
- The costing currently does not include GST. The final cost will include 18% GST amount.
If you talk about Imperia, the locker size/ location does not matter. It is LTF*yes that is the point which I mentioned implicitly above that their statement is supporting by some points , which is why I am unable to ask more bcz they are saying another location rates but I havent still spoken to the manager.
so thats why i posted here what are the rates for you, does you have got the LOCKER compared To your location as per TARIFF or they are DIFFERED
yes I am also imperia customer bro, but in case suppose I moved my deposits to another bank where I get more interestIf you talk about Imperia, the locker size/ location does not matter. It is LTF*
I have the locker in Jaipur and it is free for us.
#1 Extra Mediumyes I am also imperia customer bro, but in case suppose I moved my deposits to another bank where I get more interest
it may me downgraded to preffered or something,
so thats why asking bro, I am just cross checking bro , bcz they intially they said no lockers but someone I obtained the vaccant locker list and asked BM, then he said okay. so much drama happening for giving Locker. TRUST on Branch & its personnel was GONE.
1) have you know the size of the locker
2) on Stamp agreement , they will mention the rate
3) they did entire process or you purchased the stamp
Dude all info are clearly mentioned tnc. Please read it. You are stretching the matter unnecessarily. You are pondering over irrelevant things. In future if you think you are being overcharged just surrender the locker.1) have you know the size of the locker
2) on Stamp agreement , they will mention the rate
3) they did entire process or you purchased the ststamp