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HDFC Locker Size & Slab Charges for Imperia & Preferred Banking Customers

1)they simply offered large locker as you are Imperia Customer or You asked for the same
2)how many years completed bro by taking locker
3)any fd marked as lien
#1 I checked the locker availability in the branch and when they showed me the empty locker, I opened the account after that.
#2 Just completed first year.
#3 No Lien or Investment
 
Wh

What's the present criteria for imperia?
If you open a new account, you can give a cheque of 5L and they will raise your account to Imperia and also give you account number of your choice.

Post that it is upto the RM. My account got downgraded to Preferred and I called him to get it raised again to Imperia. Easy peasy
 
Yes, I have put FDs in 4 small banks already.

Is there any real benefits to Imperia status though? I already got a zero balance account with no MAB requirements in HDFC.
The only benefit is the locker and then you will get calls from RM/BM and frequent visits to make you feel important in return on Investments
 
and regarding the update
yesterday MY RM boss regional head also confirmed the same.
so I asked BM cant you see T & C of imperia at least he replied intially arrogantly, after I said I will raise an SR against branch at PNO level for your misinformation, later I introduced that I am the same person who met 5months back regarding RBI ombudsman case for my uncle negative balance,
his ego was hurted so much,
he havent called me yesterday, so I called him at 7PM


finally he said it is FREE FOR LIFE and you can choose any SIZE You WANTED which was confirmed by his central Team.
his ego was in such a level that he cant accept the mistake at least, ( For saying this one also he is unable to utter unless asked by me. initially he said still mail not received , then I said i am writing against branch , then immediately he said mail received I haven't checked ) (LOL In single call everything happened)

now a new Drama started that only small are available some are under Repair, For that I know my own way


thank you guys for your support, thanks a lot
 
and regarding the update
yesterday MY RM boss regional head also confirmed the same.
so I asked BM cant you see T & C of imperia at least he replied intially arrogantly, after I said I will raise an SR against branch at PNO level for your misinformation, later I introduced that I am the same person who met 5months back regarding RBI ombudsman case for my uncle negative balance,
his ego was hurted so much,
he havent called me yesterday, so I called him at 7PM


finally he said it is FREE FOR LIFE and you can choose any SIZE You WANTED which was confirmed by his central Team.
his ego was in such a level that he cant accept the mistake at least, ( For saying this one also he is unable to utter unless asked by me. initially he said still mail not received , then I said i am writing against branch , then immediately he said mail received I haven't checked ) (LOL In single call everything happened)

now a new Drama started that only small are available some are under Repair, For that I know my own way


thank you guys for your support, thanks a lot
Take on mail that it's not LTF for imperia and complaint to PNO. For size of locker, how to know if he's actually saying correct or not!!?
 
Yes, I have put FDs in 4 small banks already.

Is there any real benefits to Imperia status though? I already got a zero balance account with no MAB requirements in HDFC.
once check the benifits and charges section of HDFC IMPERIA, preferred (not much diff) there are so many if you utilize in reality if you have usage.
because the HDFC is one of the banks where interest is low but they will be safe even in lakhs bcz it is D-DCIBs ,
Honestly during 4-5 years back it is SHOW-OFF for me in friends circle, later after calculating INcome loss I shifted my FDs to SFBs ,
now from past 2 years really I am using benefits of programme, really useful for me .

but BAD part of it is heavy Crosselling of unwanted ULIPs insurances , they call us every day . but in my case when my RM was changed I said dont call again if system is showing, bcz I never goona take any product. intially he said you will loose status of IMPERiA , i said not a prob i will shift my FDs to other banks where I get more income or I will GROUP With My parents account so TRV as per IMPERIA T & C will be satisfied.


I havent got this what you said
I already got a zero balance account with no MAB requirements in HDFC.
1) how you know that you no need to maintain MAB in HDFC ( zero bal account or savings max or 100 code) ( or it is not showing MAB req in APP or INB for which you are assuming the same )
 
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and regarding the update
yesterday MY RM boss regional head also confirmed the same.
so I asked BM cant you see T & C of imperia at least he replied intially arrogantly, after I said I will raise an SR against branch at PNO level for your misinformation, later I introduced that I am the same person who met 5months back regarding RBI ombudsman case for my uncle negative balance,
his ego was hurted so much,
he havent called me yesterday, so I called him at 7PM


finally he said it is FREE FOR LIFE and you can choose any SIZE You WANTED which was confirmed by his central Team.
his ego was in such a level that he cant accept the mistake at least, ( For saying this one also he is unable to utter unless asked by me. initially he said still mail not received , then I said i am writing against branch , then immediately he said mail received I haven't checked ) (LOL In single call everything happened)

now a new Drama started that only small are available some are under Repair, For that I know my own way


thank you guys for your support, thanks a lot
Bhai ek baar thoda process samjha do how to take locker, i am currently residing in rural area, my area has rural branch HDFC with locker facility, i have imperia with HDFC bank. Kindly guide.
 
Bhai ek baar thoda process samjha do how to take locker, i am currently residing in rural area, my area has rural branch HDFC with locker facility, i have imperia with HDFC bank. Kindly guide.
First contact the brach bro where u want locker
any hdfc bank where you want locker. Dont feel that it should be your home branch.

Then based on what they said you quote here, i will tell the possible ways or any member in this group will help you like what they shared their experinece with me..
And kindly once read the thread where I replied.
 
fulfilling eligibility for imperia is must right?
Locker is a standalone service. Any savings/current account is enough. But for locker (especially for big banks like hdfc, icici, sbi, bob) demand is much higher than supply.
If you want to jump the waitlist, you need to help them in helping you. 😁
If you meant free locker , then yes all lockers are free for imperia and 50% off on preffered.
 
1) It is said No locker annual rental charges - But my branch guy saying only FIRST YEAR wavier
Ask him to give it in writing.
2) Regarding the size Of locker - he said any size as you wanted
Yes lockers of all sizes are free but allocation depends on availability.
3) Kindly also tell me how many years completed for you guys from the date or month of opening
Do you mean account opening. There is no such criteria. You can avail locker right away.
 
.... HDFC is one of the banks where interest is low

Their interest rates are quite in line with that of the mainstream banks (in fact consistently higher than SBI)!

It would be more accurate to say that this or that bank (only a handful) pays high(er) interest!
.
 
Their interest rates are quite in line with that of the mainstream banks (in fact consistently higher than SBI)!

It would be more accurate to say that this or that bank (only a handful) pays high(er) interest!
.
Bro then you are not in update.

DCB, INDUSIND, BHANDHAN, IDFC provide more intrest rates

And still more intrests are provided by
SFBs like ujjain, suryoday, northeast e.t.c
 
Is HDFC or private banks lockers are safe compare to Public sector banks.
I have trust issues with private banks.
 
Bro then you are not in update.

DCB, INDUSIND, BHANDHAN, IDFC provide more intrest rates

And still more intrests are provided by
SFBs like ujjain, suryoday, northeast e.t.c

Please compare how many banks pay interest similar to HDFC vs. how many pay higher. Perhaps then what I was trying to say would make more sense!
.
 
Bro then you are not in update.

DCB, INDUSIND, BHANDHAN, IDFC provide more intrest rates

And still more intrests are provided by
SFBs like ujjain, suryoday, northeast e.t.c
Big banks can't be compared to these banks. All those put together are still much smaller than hdfc in every aspect- valuation, no of branch, emp, revenue, profit.
Because of their(big banks) perceived trust, they can charge premium for their services. Whether this premium is acceptable or not depends on personal preference.
 
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does any one confirm me from you exp, that after or while taking the locker in HDFC bank, does the annual rental pricing for you is as per charges mentioned in the website with your location or they differed,

bcz bthey are saying rates of other location compared to my location rates as per above tariff, they are saying they given to everyone like that only.
( I also got one point which is more likely supporting their statement. )


kindly those who taken the Locker can you please share your location of locker branch and Amount they are charging (mention with/without GST)
 
As per RBI guidelines Bank's liability is 100 times annual rent of a locker. For Imperia rental is 0. So is bank going to provide any liability?
 
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