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HDFC LTF CC ??

vipin123

TF Buzz
I have banking relation with hdfc since one year. Saving Max Account with 1.5 lakh and 30K fd. MAB approx 20K
Applied CC in November 2023 got approved MoneyBack plus with 50K limit.
Closed this card in April because of low limit.
Already have Credit Cards
SBI Simply Click 102000 limit 4 years old
ICICI Apay 1 Lakh limit 3 years old
Axis Neo 1.65 Lakh limit 3 months old.

Want HDFC Millennia CC as life time free,
Is there any way to get it LTF
If C2C then which one of my 3 cards I should use of C2C application .

Thanks in Advance
 
I have banking relation with hdfc since one year. Saving Max Account with 1.5 lakh and 30K fd. MAB approx 20K
Applied CC in November 2023 got approved MoneyBack plus with 50K limit.
Closed this card in April because of low limit.
Already have Credit Cards
SBI Simply Click 102000 limit 4 years old
ICICI Apay 1 Lakh limit 3 years old
Axis Neo 1.65 Lakh limit 3 months old.

Want HDFC Millennia CC as life time free,
Is there any way to get it LTF
If C2C then which one of my 3 cards I should use of C2C application .

Thanks in Advance
I had a similar situation, i also closed HDFC easy emi cc, cooling period for HDFC is 6 months , after that you try to apply. At 5th month you can ask your RM , that you need millinea as ltf , they may raise something from there end and it should reflect in the offers section of HDFC Bank as ltf.

I did the same, and I got millinea as ltf , not sure if this way will work for you again , but sharing it what worked for me before an year
 
I have banking relation with hdfc since one year. Saving Max Account with 1.5 lakh and 30K fd. MAB approx 20K
Applied CC in November 2023 got approved MoneyBack plus with 50K limit.
Closed this card in April because of low limit.
Already have Credit Cards
SBI Simply Click 102000 limit 4 years old
ICICI Apay 1 Lakh limit 3 years old
Axis Neo 1.65 Lakh limit 3 months old.

Want HDFC Millennia CC as life time free,
Is there any way to get it LTF
If C2C then which one of my 3 cards I should use of C2C application .

Thanks in Advance
Wait for pre approval. Can take upto 1 year.
 
Wait for pre-approval otherwise you will go for HDFC regalia gold or millenia but end up with moneyback or freedom and from there infinite loop will start for documents to Chennai office. If you want to apply apply via branch and not with any 3rd party agent. Usually in branch it is quid pro quo (you give them something they will give you card)
 
Want HDFC Millennia CC as life time free,
Closing Moneyback card was a good step.
Now you wait patiently for Millennia LTF in a pre-approved offer.
If any large expenses, then try to route through this SB account. Don't manufacture spends. Add more savings if possible. Hopefully, you should get start getting pre-approved offers in a few months, and then you need to wait till Millennia LTF shows up in there.
 
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