HDFC LTF Credit card ?

[real_name_hidden]

I've the attached banner in offers section of my netbanking. I want to know if this will be really LTF as i don't want to check because it will trigger CIBIL. MAB of 1 lakhs and 3 month old account.

 

[prashu]

There is a trick here If you have already confirmed your details in the past 2-3 months then even if it shows confirm details too, it'll bypass and go straight to Choose Card section.

Only if you click continue in confirm details section the CIBIL Hit is happening, I've tried multiple times but only one CIBIL hit in the past 3months.

Does this work? I had a cibil hit 2months back so if i confirm the details there will be no cibil hit, right ?

 

[dineshweb]

Does this work? I had a cibil hit 2months back so if i confirm the details there will be no cibil hit, right ?

No If you click on confirm details that will be a CIBIL hit, If you had a CIBIL hit previously then after entering the OTP the screen itself shift to the Choose Cards Section, if you're seeing Confirm details section even after entering OTP then HDFC may have cleared youre previous CIBIL cache in this case you'll be re-directed back to Confirm details for once again CIBIL hit

 

[SSV]

No If you click on confirm details that will be a CIBIL hit, If you had a CIBIL hit previously then after entering the OTP the screen itself shift to the Choose Cards Section, if you're seeing Confirm details section even after entering OTP then HDFC may have cleared youre previous CIBIL cache in this case you'll be re-directed back to Confirm details for once again CIBIL hit

+1, Correct... 💯 💯 💯 👍 👍 👍

 

[prashu]

No If you click on confirm details that will be a CIBIL hit, If you had a CIBIL hit previously then after entering the OTP the screen itself shift to the Choose Cards Section, if you're seeing Confirm details section even after entering OTP then HDFC may have cleared youre previous CIBIL cache in this case you'll be re-directed back to Confirm details for once again CIBIL hit

after entering otp , it is asking me details. if i enter details and click check best offers then there be cibil hit ?

 

[dineshweb]

after entering otp , it is asking me details. if i enter details and click check best offers then there be cibil hit ?

View attachment 28266

Yes, If you see this screen then if you confirm your details , it will hit CIBIL

 

[real_name_hidden]

Update : Offering DCP with charges. Now waiting game begins with HDFC.

 

[deep@vie]

I don't think they'll give it with @real_name_hidden 🤣

Update : Offering DCP with charges. Now waiting game begins with HDFC.

 

[real_name_hidden]

LoL. They have my details though so nothing hidden.

I don't think they'll give it with @real_name_hidden 🤣

 

[deep@vie]

LoL. They have my details though so nothing hidden.

I thought you're not telling your name to them as well😄

 

[real_name_hidden]

Tried. Didn't work😛

I thought you're not telling your name to them as well😄

 

[deep@vie]

Tried. Didn't work😛

Oh. So this name @real_name_hidden is not on Aadhar & PAN😁

 

[real_name_hidden]

Oh. So this name @real_name_hidden is not on Aadhar & PAN😁

Real name which is hidden on forum is on aadhaar and pan😁

 

[deep@vie]

So, the name on aadhar & PAN is real_name_hidden_at_technofino

Real name which is hidden on forum is on aadhaar and pan😁

 

[real_name_hidden]

So, the name on aadhar & PAN is real_name_hidden_at_technofino

Wish it was like that. Then No problems with hotels requiring aadhaar for verification.

 

[real_name_hidden]

On a serious note, if I wait will hdfc increase limit ? Want as high initial limit as possible coz hdfc and LE are like poles apart.

 

[Umangmakwana]

On a serious note, if I wait will hdfc increase limit ? Want as high initial limit as possible coz hdfc and LE are like poles apart.

I dont think if you wait for some time and hdfc will increase limit on initial stage. Limit increase offers are based on our income and other is how we are spending with that credit account.

 

[Piyush_Jaiswal]

Received this yesterday on my sister's account. Seems they still offer no conditions applied LTF cards to specific users.

 

[sri_cc]

Pls process this steps.

1. First click on the banner then new window would open.
2. Check you offer by input you mobile no. and DOB. Don't input your PAN so there wouldn't no CIBIL hit.
3. After input your detalis another page would be open that contain a relevent and eligilbe card would be dispaly along with the pricing it can be also LTF.
4. Then share a screenshot of new page so we can tell you whether its LTF or not.

I don't think this works, AFAIK if you don't enter PAN, it won't let you proceed to the next step

 

[sri_cc]

There is a trick here If you have already confirmed your details in the past 2-3 months then even if it shows confirm details too, it'll bypass and go straight to Choose Card section.

Only if you click continue in confirm details section the CIBIL Hit is happening, I've tried multiple times but only one CIBIL hit in the past 3months.

This was not the case for me, although the hits were couple of years back, I had 2 hits on the same day

 

[Rohith-2009]

Yes, hdfc will hit cibil if you check offers. I got unnecessary hits from hdfc just for checking