itsnotbro
TF Premier
HDFC made two CIBIL enquiries just for opening a current account 🤔
Hey everyone,
I recently opened a current account (sole proprietorship) with HDFC Bank, and later noticed that two CIBIL enquiries showed up one marked as “Other” and the other as “Credit Card.”
The weird part is, the only thing I did that month was open the current account. I didn’t apply for any loan, credit card, or anything that involves credit.
When I reported it to HDFC, they admitted it was a mistake and removed the credit card enquiry, but the other one still remains. Their explanation was that both were raised accidentally for the same application supposedly related to Merchant Services (Vyappar).
It’s been over a month, and even after following up multiple times, the enquiry hasn’t been deleted. I’ve already filed a complaint with the RBI since HDFC hasn’t resolved it.
Has anyone else faced something similar after opening a current account?
Hey everyone,
I recently opened a current account (sole proprietorship) with HDFC Bank, and later noticed that two CIBIL enquiries showed up one marked as “Other” and the other as “Credit Card.”
The weird part is, the only thing I did that month was open the current account. I didn’t apply for any loan, credit card, or anything that involves credit.
When I reported it to HDFC, they admitted it was a mistake and removed the credit card enquiry, but the other one still remains. Their explanation was that both were raised accidentally for the same application supposedly related to Merchant Services (Vyappar).
It’s been over a month, and even after following up multiple times, the enquiry hasn’t been deleted. I’ve already filed a complaint with the RBI since HDFC hasn’t resolved it.
Has anyone else faced something similar after opening a current account?
