Hdfc merged my credit limit of three cards

[Laster]

Recently requested hdfc to merge my three cards limit and make overall 88k limit shared with all .
And my all three cards have 88k limit

See attached screenshot

 

[D₹V]

Okay

 

[Card_Maddy]

Wow you got 3 Cards can u tell which are those?

 

[D₹V]

Wow you got 3 Cards can u tell which are those?

Let me guess.

1 non-cobranded
2 co-branded

 

[Akashn]

How did you get 3 different limits?

 

[Card_Maddy]

Let me guess.

1 non-cobranded
2 co-branded

@ co branded Posssible?

 

[D₹V]

@ co branded Posssible?

Yes, 2-3-4 any.

Tata Neu
Swiggy
And other co branded cards.

Apply via their own app, not via HDFC portal else decline.

 

[Card_Maddy]

Great never knew about this sir! thanks for info. but in end it wil go to HDFC only na then they might decline the application na sir?

 

[Akashn]

Yes, 2-3-4 any.

Tata Neu
Swiggy
And other co branded cards.

Apply via their own app, not via HDFC portal else decline.

But we get same limit as previous card right?

 

[D₹V]

Great never knew about this sir! thanks for info. but in end it wil go to HDFC only na then they might decline the application na sir?

Yes, but have partnership with brand na. If sabka decline karega to partner brand ka fayda kaise hoga?

For example Tata Neu was issued as 2nd card for HDFC users.

Many applied via portal, so they faced decline & had to fight for card approval.

Same Swiggy is being approved as 3rd card via Swiggy app.

Since Swiggy HDFC is chargeable card, it's not seeing that much traction.

But for users who loot sale discounts n all, might not be issue to pay 590 for that.

 

[D₹V]

But we get same limit as previous card right?

Yes, shared.

 

[Akashn]

Yes, shared.

So question is how this guy got different limit to begin with

 

[shrewdoc]

But we get same limit as previous card right?

Yes.
I think OP got a LE by using twisted words without any hassle 🤣

 

[D₹V]

So question is how this guy got different limit to begin with

Idk, that's something as strange as 2-3 non co branded card to one HDFC customer.

He isn't responding, let's see.

 

[panu24]

Does this mean OP can use his 24k card to spend upto 88k?

 

[D₹V]

Does this mean OP can use his 24k card to spend upto 88k?

Yes.

 

[Laster]

Wow you got 3 Cards can u tell which are those?

Moneyback plus
Tata neu plus
Buissnes moneyback

 

[Laster]

So question is how this guy got different limit to begin

So question is how this guy got different limit to begin with

Tata neu was shared limit with moneyback plus but after approval of buissnes moneyback confirmed with customer care that i have separate limit for every card.i don't know how this happened?

 

[TheTrickySid]

Recently requested hdfc to merge my three cards limit and make overall 88k limit shared with all .
And my all three cards have 88k limit

See attached screenshot

Lagta Bhai ko kuch jyada hi Khushi Hui hai
Subeh se har jagah isi ke post dikh rahe.
FB Telegram TF sab jagah dal Diya hai.

Mere se koi platform chut toh nahi gaya na koi bata do.

 

[Card_Maddy]

Wow 2 cards? HDFC generally 1 hi deti hain na bro? Mb for savings or MB business for current account