Millennia HDFC Millennia Credit Card- Where we get 5% CB

[Syed Adil Abbas]

I want to know, In 5% Category (Like Amazon, Flipkart, Zomato etc) can i get Cashback on direct website or do I need to use it via HDFC SMART BUY to get 5%

 

[thealphamale]

If I am buying a product worth 50000 from Flipkart using the SmartBuy portal?
Will I get 5% cashpoints from Flipkart + 1% CB as using SmartBuy portal?

Calculations:
5% of 50000 = 2500 (1000 capped)
1% of 50000 = 500

So, will I receive 1000 cashpoints and 500 Rs as direct cashback?

 

[JethalalGada]

So, will I receive 1000 cashpoints and 500 Rs as direct cashback?

 

[Das.N]

Is it still lifetime free if we spend 50k within 60 days?

Yes it becomes ltf if you spend 50k in first 60 days. But this condition should be written when you are are applying credit card. I made my card ltf by this

 

[thealphamale]

View attachment 27885

Are you sure of the 5% Cashpoints part? I read it somewhere in the TnC's that if you use the SmartBuy portal, then 5% cashpoints wont be applicable. It would be just 1% and 1%

 

[VISHESH_BANSAL]

Are you sure of the 5% Cashpoints part? I read it somewhere in the TnC's that if you use the SmartBuy portal, then 5% cashpoints wont be applicable. It would be just 1% and 1%

As per official Tncs for Smartbuy txns only 1% instead of 5% towards Card Features RP.

Many users reported they got 5+1 even for smartbuy txns at Flipkart.

Do not get surprised if you receive benifts as per official tncs.

 

[Buttman]

Yes 1k

Seperate limit for direct purchases and smartby? Like 5% for direct apay gc+ 5% for smartby both capped at 1k each?

 

[NShah]

Seperate limit for direct purchases and smartby? Like 5% for direct apay gc+ 5% for smartby both capped at 1k each?

For Smartbuy 5% upto 1k per month
And millenia cc direct purchase 5% on selected merchant upto 1k per month and 1% upto 1k per month for other spend