HDFC Mis selling SWIGGY HDFC CC

[mail2jampa]

Hai guys, the before month i e octobet my father swiggy app showed a LIFE TIME FREE offer, but havent applied because he has another 2 credir cards from HDFC, and in same month applied 2 other bank cards , so waited to apply this card in november month.


Now when I opened today the first day of November month, It is showing as FIRST YEAR FREE card, now can Anyone say some solution to get this card AS LTF.


Please reply bros

 

[kuchbhi]

Hai guys, the before month i e octobet my father swiggy app showed a LIFE TIME FREE offer, but havent applied because he has another 2 credir cards from HDFC, and in same month applied 2 other bank cards , so waited to apply this card in november month.


Now when I opened today the first day of November month, It is showing as FIRST YEAR FREE card, now can Anyone say some solution to get this card AS LTF.


Please reply bros

so unfortunate !

 

[vasantv]

I talked with HDFC customer care and also mailed them the same. HDFC customer care said that the card is only first year free and chargeable from the 2nd year. I I told them I apply only because it was lifetime free. They said that lifetime free is not available. Then I said to close the card. they took my request for closure of card. And deactivated my card immediately.

 

[mail2jampa]

I talked with HDFC customer care and also mailed them the same. HDFC customer care said that the card is only first year free and chargeable from the 2nd year. I I told them I apply only because it was lifetime free. They said that lifetime free is not available. Then I said to close the card. they took my request for closure of card. And deactivated my card immediately.

bro worst bro. same thing happend with my fathers cc . they mailed and msg and called saying LTF cc offer
after applying said chargable

but they converted it because , I have official proofs in mail what they communicated

but here swiggy offer not communicated to me.


my uncle is having preapproved credit card offer, but in some way i am able to change the cards showing there
but limit as mentioned in mail as 38000 so I havent applied in his account

 

[vasantv]

I request the seniors in this community to help in this matter and what can be done

 

[Manishg]

Use first year as free and if no converted to ltf then close before next year.

I am seeing that all customers are running behind ltf cards. Many are not taking card only. But, you will lose here because swiggy card is excellent cash back card which gives 5 percent cash back on mostly online spends and over that hdfc spend based offers add cherry on it. My is not fyf although but I asked them to make it ltf but they did not did but when asked about joining fees reversal they gave at first try. I see that banks not make chargeable cards ltf unless you have good spends but on request reverse joining fees and annual fees.

I in 7 months earned 1000 swiggy voucher on card activation + 1200 discount on flipkart using this card + 2000 cash back (previously cash back added to swiggy money + real cash back in statement) + 1000x3 = 3000 Amazon gift vouchers earned as spend based offer. Totaling = 7200 on spend of 65000 through this card which covers fees for 12 years and still 5 months left.