hvd2712
TF Neo
I recently called the bank ,and asked hdfc that If I cancel the no cost emi prior to conversion,will I incur any charges unlike ICICI which don't charge anything for first 15 days of cancellation. I got to know that even I cancel anytime I will incur 3.54% foreclosure charges,but for cards other than pixel play credit card,as they didn't have any information regarding pixel credit cards.
Now, when I read for cancellation of no cost emi on pixel play credit card on payzapp,I got to know that no only I will incur 3.54% foreclosure charges,but also the discount that I got for using hdfc card,will be cancelled and deducted within 120 days of transaction.
I want to know , whether this NCEMI trick still works for hdfc bank,if anyone has recently done this for any purchase.
Please reply to this thread, as I am planning to purchase a laptop from Flipkart which if I use NCEMI can save me approx 4k rs.
Now, when I read for cancellation of no cost emi on pixel play credit card on payzapp,I got to know that no only I will incur 3.54% foreclosure charges,but also the discount that I got for using hdfc card,will be cancelled and deducted within 120 days of transaction.
I want to know , whether this NCEMI trick still works for hdfc bank,if anyone has recently done this for any purchase.
Please reply to this thread, as I am planning to purchase a laptop from Flipkart which if I use NCEMI can save me approx 4k rs.
