No Cost EMI - Cancellation - All Banks - Master Wiki

[Avatar Aang]

Any trick to cancel AU bank and Amex EMI??

 

[coolguy1]

Any trick to cancel AU bank and Amex EMI??

AmEx charges 3% + ₹199 as foreclosure charges. No exceptions are being made it seems.

 

[VISION]

will it receive any rewards/cashback, after cancelling NOC Emi?

 

[DaDarkkNight]

Hi

recently i visited reliance digital and croma to buy s24 ultra 256 gb.

there is brand offer with hdfc credit card 24 month no cost emi.

they offer final price is 101994

so i swiped my card with 24 month no cost emi but instead of loan amount ( full amount - interest discount )= 87648 they deduct full amount 101994

so my question is like online will i not get interest as instant discount in offline stores pinelab machine?

so how can i use no cost Emi trick in offline store if they deduct full amount?

anyone tried no cost emi trick in pinelab swipe machine?

they are not giving interest as discount during swipe.

please check ref screenshot.

View attachment 70787

anyone has any info this query? following ..........

 

[realjayt]

will it receive any rewards/cashback, after cancelling NOC Emi?

On most cards, no

 

[skal941]

IDFC also charges 1% of txn amount as processing fee+GST and they don't cancel. There are foreclosure charges 3%+GST if you try to cancel the EMI even within an hour or later. This is today's latest update. Please update the wiki. It really helps many.

 

[Sameer5858]

Is Axis cancellation still working?

 

[RohitSah]

Is Axis cancellation still working?

You tried?
Is it working?

 

[thereguser]

sbi card trick working?

 

[zaid_2913]

You tried?
Is it working?

Yes working, i cancelled today

 

[thereguser]

sbi card trick working?

SBI TRICK DOES NOT WORK THE WAY IT WAS MENTIONED

 

[RohitSah]

Yes working, i cancelled today

What are the ways or steps to cancel the emi?

 

[zaid_2913]

What are the ways or steps to cancel the emi?

Just call customer care, they will cancel emi on call without any charges

 

[Sahil_07]

Hi just want a conformation.
I have recently purchased a product in no cost emi with ICICI Bank.
Now I want to cancel the emi.
Should I contact the customer care before emi conversion or after?
Thanks

 

[VISION]

Hi just want a conformation.
I have recently purchased a product in no cost emi with ICICI Bank.
Now I want to cancel the emi.
Should I contact the customer care before emi conversion or after?
Thanks

after conversion only & it be done within 15 days to avoid any charges

 

[_ayush]

Just call customer care, they will cancel emi on call without any charges

did you get RPs for that transaction?

 

[ankitvm]

Is SBI trick still working?

Yes, clear the outstanding. Emi will not generate

 

[PayKaroAbhi]

Can anyone explain the process for Kotak cards?

 

[VISION]

Can anyone explain the process for Kotak cards?

as of now u can't get any kotak credit cards as they are banded by RBI for security reasons, wait until it is lifted

 

[Sudbht]

as of now u can't get any kotak credit cards as they are banded by RBI for security reasons, wait until it is lifted

I think he is asking about NOCE cancellation for Kotak Cards.