HDFC Online Account Opening Query

[jyothisthaliath]

I am trying to open HDFC Savings Max account through their website. I had completed the application, got link for VKYC and successfully completed the same. Now during, VKYC, they told me that I will be getting a link for funding the account. However even after many hours I have not received the link or any email.

I got one email saying that "Welcome to your account at HDFC Bank! We are happy to say that your account is now activated for online use."

As per email I got, I tried to install the mobile app, but after entering mobile number and OTP it is giving error. I think the account opening process is not completed. But without the funding link, I don't have a clue how to proceed further. I want to know if it usually takes more than one day? In that case I will wait or raise issue with HDFC CC team. Please guide 🙏

 

[tachniki]

Did you get account number (and IFSC code). Give it time till Monday.

 

[jyothisthaliath]

Did you get account number (and IFSC code). Give it time till Monday.

After submitting application it showed some masked account number and IFSC. But I didn't note it down 🙁 Guess I will have to wait

 

[tachniki]

I actually added fund in my account by imps instead of link after i got account number.

 

[VasukiVasuki is verified member.]

After submitting application it showed some masked account number and IFSC. But I didn't note it down 🙁 Guess I will have to wait

10 din ka intezaar kro
Ghar baith k
For welcome kit

 

[tachniki]

Just reviewed my emails. I receieved masked account number email on 2nd day. And an email containing zip with all account information on 4th day.

 

[hitirfan]

Customer ID mila kya. Maine March mai apply kiya tha, vkyc etc ke baad he masked Account number mila tha fir ek do din baad Customer ID mila, usse huwa login Netbanking mai.

U can fund from there.

 

[jyothisthaliath]

Thank you guys. I will wait for one day and update as it goes 🙏🏻

 

[VasukiVasuki is verified member.]

Thank you guys. I will wait for one day and update as it goes 🙏🏻

Kal Sunday hai 😁

 

[shann9999]

Thank you guys. I will wait for one day and update as it goes 🙏🏻

Call customer care try your luck or you need to wait. i have recently opened online, there it showed last four digits as masked for customer id, and in the message i got the customer id last four digits making the leading the number. I just stitched together to get customer id and account number.

 

[akshayhs]

It took 4 working days for me, for the entire process to be completed. This story is from 2021.

 

[cardio_guycardio_guy is verified member.]

I have a similar query in HDFC salary account opening. I wanted to know the overall process and sequence of steps.

I opened a salary account today online. VKYC done. I got the customer ID, account number and IFSC. I logged in to net banking and also app.
KYC is still in progress. I got a RM contact, she told it will take 2-3 days to complete the kyc.

I see that it is a standard variant of salary account. (Not classic, preferred or Imperial). The RM told she will map the company code and also raise a request to upgrade it to Preferred once the KYC is done. Is that correct?

Which variant of debit card will I get for the basic salary account? If it is a lower variant, how do I upgrade to the higher variant debit card?

What other things do I need to take care of? HDFC experts please help.

 

[hitirfan]

I see that it is a standard variant of salary account. (Not classic, preferred or Imperial). The RM told she will map the company code and also raise a request to upgrade it to Preferred once the KYC is done. Is that correct?

Which variant of debit card will I get for the basic salary account? If it is a lower variant, how do I upgrade to the higher variant debit card?

Account is Standard first then it's upgraded ny RM/ BM etc.

You might get Millennia DC. You can apply for Platinum DC in Mobile app

 

[cardio_guycardio_guy is verified member.]

Account is Standard first then it's upgraded ny RM/ BM etc.

You might get Millennia DC. You can apply for Platinum DC in Mobile app

Thanks. Regarding the DC - millenia DC is a lower variant i believe. Any specific benefits of it?
To upgrade it to Platinum (i beleive easyshop platinum?) will it come automatically after the account gets upgraded, or I need to apply separately?

 

[hitirfan]

Thanks. Regarding the DC - millenia DC is a lower variant i believe. Any specific benefits of it?
To upgrade it to Platinum (i beleive easyshop platinum?) will it come automatically after the account gets upgraded, or I need to apply separately?

Millenia is also good. Platinum Easyshop is useful for CC Bill payments on specific apps to get 1% cashback.

Millenia cashback is credited after 90 days while as Platinum gets credited in 2-3 days normally.

If u want Platinum apply/ upgrade after you account is upgraded to Classic/ Preferred/ so on, so that ur DC will have that logo and will be free of cost.

 

[cardio_guycardio_guy is verified member.]

Millenia is also good. Platinum Easyshop is useful for CC Bill payments on specific apps to get 1% cashback.

Millenia cashback is credited after 90 days while as Platinum gets credited in 2-3 days normally.

If u want Platinum apply/ upgrade after you account is upgraded to Classic/ Preferred/ so on, so that ur DC will have that logo and will be free of cost.

Helps a lot. Thanks.

 

[cardio_guycardio_guy is verified member.]

I have a similar query in HDFC salary account opening. I wanted to know the overall process and sequence of steps.

I opened a salary account today online. VKYC done. I got the customer ID, account number and IFSC. I logged in to net banking and also app.
KYC is still in progress. I got a RM contact, she told it will take 2-3 days to complete the kyc.

I see that it is a standard variant of salary account. (Not classic, preferred or Imperial). The RM told she will map the company code and also raise a request to upgrade it to Preferred once the KYC is done. Is that correct?

Which variant of debit card will I get for the basic salary account? If it is a lower variant, how do I upgrade to the higher variant debit card?

What other things do I need to take care of? HDFC experts please help.

Update: Got SMS and email today that KYC is done and account is active.

Aadhaar and PAN are linked to the account. KYC is shown as Y.