HDFC PHONEPE ULTIMO CARD

[Stephen25]

Anyone Applied Hdfc PhonePe Ultimo Credit card? It's shows Coming soon only...
Is there any direct link? To apply for it.

 

[SarPanch]

AREEE BHAI KOI TO BATA DO... how to get 10% cashback on Ultimo ? by using upi on phonePe or by using as credit card on phonePe. How to check for which transactions we are getting points ?

Did you get an answer?

Is it Both the below or any specific option
1. UPI CC PIN Method for Bills & Recharge
Or
2. Payment via CC - OTP Method

 

[cctrick]

 

[MrWick]

View attachment 114496

U raised the issue with Customer care for not received reward points? Mode of payment - OTP or UPI ?

 

[cctrick]

U raised the issue with Customer care for not received reward points? Mode of payment - OTP or UPI ?

Yes , sent email on 4th Nov i think . They asked for time till 21st Nov and this is what i received today.

 

[MrWick]

Yes , sent email on 4th Nov i think . They asked for time till 21st Nov and this is what i received today.

U paid via UPI or OTP mode ?

 

[gareebboy]

My card was delivered on 13.11.2025, but still the limit is showing as 5000 and it is not shared with other card?...Should I write to CS or it will update automatically?

Also can anyone confirm if they have received 10% cashback on otp based transaction for bills and utility??.. or the 10% cashback is limited to upi only??

 

[pranjal1984]

My card was delivered on 13.11.2025, but still the limit is showing as 5000 and it is not shared with other card?...Should I write to CS or it will update automatically?

Also can anyone confirm if they have received 10% cashback on otp based transaction for bills and utility??.. or the 10% cashback is limited to upi only??

Will be updated automatically. Wait for some more days.

 

[rajcasio]

I did a manual calculation on my received RP
It seems ₹3500 spent at a Hospital using POS doesn't earn it.
Is it excluded?

I received the statement and didn't even get 1% for the 3500 spent
Can anyone reply? so that i can avoid using this CC on POS

 

[iamvk]

I received the statement and didn't even get 1% for the 3500 spent
Can anyone reply? so that i can avoid using this CC on POS

I think so. Even I didn't get it

 

[MARUMUGANAINAR]

I received only 186 points for OTP based Rs.10000 transactions.
I'm waiting for bill generation and complaint the same to customer care.

 

[mnh007786]

I didn't received any point after Statement. When I will receive point

 

[MrWick]

I didn't received any point after Statement. When I will receive point

On 2nd or 3rd December

 

[Garry]

Do we need to check on the merchant name while transacting, like I got "UTILITY PP" for electricity bill and "PHONEPE BAN" for recharge. Will i get 10% points for both?

 

[sankar7000]

Which method to use for fasttag recharge?

1. UPI CC PIN Method for Bills & Recharge
Or
2. Payment via CC - OTP Method

 

[joell]

Has anyone with a credit limit below 2L been able to get Ultimo? Ive a limit of 1.98, and it's only showing Uno.

 

[Boy 07]

Has anyone with a credit limit below 2L been able to get Ultimo? Ive a limit of 1.98, and it's only showing Uno.

Not Sure , my brother has 2L and shown fyf ultimo,so applied and varified by existing hdfc card, application is in bank varification for hdfc user let see what happen

 

[Strange]

Not Sure , my brother has 2L and shown fyf ultimo,so applied and varified by existing hdfc card, application is in bank varification for hdfc user let see what happen

How many HDFC credit cards does he have?

What is the total credit limit reported in his CIBIL?

 

[Boy 07]

How many HDFC credit cards does he have?

What is the total credit limit reported in his CIBIL?

He has Tata infinity only, with limit 2L

He has 10.94L limit shown in cibil of all cards

 

[sankar7000]

He has Tata infinity only, with limit 2L

He has 10.94L limit shown in cibil of all cards

Do we need to check on the merchant name while transacting, like I got "UTILITY PP" for electricity bill and "PHONEPE BAN" for recharge. Will i get 10% points for both?

Do we get 1% for 60 rs UPI transaction also?>

 

[Boy 07]

How much time does HDFC take to approve or reject ULTIMO CC if we are exiting CC HOLDER ???