HDFC PHONEPE ULTIMO CARD

[Stephen25]

Anyone Applied Hdfc PhonePe Ultimo Credit card? It's shows Coming soon only...
Is there any direct link? To apply for it.

 

[SSV]

I am getting FYF offer for both the variants..
Is it the same for others??

And anyone got it instantly for existing hdfc users ?

View attachment 112100

@SSV Nope. Not here. Also they denied Ultimo for 1.6L existing credit limit

Edit: it started showing fyf now

I am also getting the FYF offer.

Submitted the application for ultimo..

 

[itzmycard]

Getting this over here

 

[Lordkk]

Submitted the application for ultimo..

View attachment 112105

So, its going to be instant for HDFC account holders?

Please complete verification and let us know what happened.

 

[SSV]

So, its going to be instant for HDFC account holders?

Please complete verification and let us know what happened.

it is not instant.. I already got verified via my current CC

 

[Boy 07]

Which one is better both are showing FYF ???

 

[SplendorSuperman]

it is not instant.. I already got verified via my current CC

Yes , not instant.
Verification is in process since evening.

 

[SplendorSuperman]

Which one is better both are showing FYF ???

Obviously ultimo , it has better cashback.

 

[SSV]

Yes , not instant.
Verification is in process since evening.

and very interestingly no CIBIL hit yet.. means the process has not started yet, really...

 

[SSV]

Which one is better both are showing FYF ???

ultimo is much superior, but depending upon your cc profile you will get eligibility..
initially it shows both.. but later in the process you will be offered either both cards or only the lower variant..

 

[SplendorSuperman]

and very interestingly no CIBIL hit yet.. means process not started yet really...

I got the cibil hit surprisingly

 

[SSV]

I got the cibil hit surprisingly

after how many hours / minutes?

 

[SplendorSuperman]

after how many hours / minutes?

Applied at about 4:50 pm
and TU Cibil mail which I received at 8:02 pm mentions enquiry time 6:27 pm.

 

[SSV]

Applied at about 4:50 pm
and TU Cibil mail which I received at 8:02 pm mentions enquiry time 6:27 pm.

I applied only about 30 minutes ago.. so I will wait for it then..
so we should see some result by tomorrow..or max by a day after tomorrow.

 

[SplendorSuperman]

I applied only about 30 minutes ago.. so I will wait for it then..
so we should see some result by tomorrow..

Yeah Hopefully.
Today was already an EOD.

 

[Rishabh]

Was about to apply now assuming no CIBIL hit for existing customers but seems my assumption is proving to be wrong. Now will wait till tomorrow.
Also am very optimistic bank will offer this card LTF in few months from now, so will not apply for both members in the family under FYF offer 😛

It happened the same for Swiggy card, got FYF initially for one and LTF for other. Cancelled the FYF one later 😛

 

[SSV]

Was about to apply now assuming no CIBIL hit for existing customers but seems my assumption is proving to be wrong. Now will wait till tomorrow.
Also am very optimistic bank will offer this card LTF in few months from now, so will not apply for both members in the family under FYF offer 😛

It happened the same for Swiggy card, got FYF initially for one and LTF for other. Cancelled the FYF one later 😛

Good idea ..

But there is a slight chance of devaluation of some sort , meanwhile..

 

[Rishabh]

Good idea ..

But there is a slight chance of devaluation of some sort , meanwhile..

So far Swiggy card was not impacted since launched i guess. Till devaluation comes, will take benefit from FYF card 😛

 

[Boy 07]

If we have exiting Hdfc card so vdkyc will be applicable ? or only will varifie by exiting card ????

 

[SplendorSuperman]

If we have exiting Hdfc card so vdkyc will be applicable ? or only will varifie by exiting card ????

No vkyc for existing customers

 

[Boy 07]

No vkyc for existing customers

Thanx bro for confirmation