HDFC PHONEPE ULTIMO CARD

[Stephen25]

Anyone Applied Hdfc PhonePe Ultimo Credit card? It's shows Coming soon only...
Is there any direct link? To apply for it.

 

[Garry]

Cherry on the top, they also made my first card LTF with it. 🤪

 

[akshayhs]

I think they are following LIFO method
.
.
.
LIFO = Last in First out
FIFO - FIrst in First out..

They are having a stack overflow rather than following CS concepts!

 

[giridhari]

Congratulations 🎊

Wait firvthe physical delivery about annual fee waiver...

When did you apply? Any existing hdfc cc?

Applied on Friday and got approved on Monday. No verification call and no cibil check. Having Existing 2 HDFC credit cards

 

[giridhari]

@SSV Sir Quick question:

1) I closed Tata Neu + within the last 45-60 days and I heard that there's a cooldown period of 6 months before applying any new card. So in case if I apply this card, even though floater through Phonepe app, what are the chances that this would be rejected?

2) Should i just wait for the end of FY when they might bring LTF Offer? I understand no guarantees for the LTF offer. But what should I do about this?

1) My Tataneu card closed on 03/10/2025 and applied this card on 10/10/2025 and got approved

 

[SSV]

Applied on Friday and got approved on Monday. No verification call and no cibil check. Having Existing 2 HDFC credit cards

Congratulations !!!

Please update us on your CIBIL/ crif check after 3 or 4 days …
If it’s not there after 4 days then we can safely say no CIBIL check…

 

[Strange]

1) My Tataneu card closed on 03/10/2025 and applied this card on 10/10/2025 and got approved

Existing HDFC CC credit limit?

 

[giridhari]

Existing HDFC CC credit limit?

today only enhanced to 448000

 

[kaka11]

Congratulations !!!

Please update us on your CIBIL/ crif check after 3 or 4 days …
If it’s not there after 4 days then we can safely say no CIBIL check…

Hi @SSV ...did you get card decision update yet?

 

[SSV]

Hi @SSV ...did you get card decision update yet?

nothing . .

 

[sasha]

nothing . .

I applied Friday 7:30 AM. Validated with Debit Card, but approval is still pending. Even no cibil or any enquiry message.

 

[SSV]

I applied Friday 7:30 AM. Validated with Debit Card, but approval is still pending. Even no cibil or any enquiry message.

it seems like this process is quite random .. lets wait ...other than that we can't do anything else..

 

[kaka11]

nothing . .

I wonder if anyone with premium HDFC cards got approval yet... mine got rejected holding Infinia

Although this does not make any sense, but you never know how their algorithm works

 

[sasha]

When I applied it showed second year fee waiver on spending 50K. Later it was changed. So this might be reason for holding approval.

 

[SSV]

Hi @SSV ...did you get card decision update yet?

are you also waiting for the decision ??

 

[SSV]

When I applied it showed second year fee waiver on spending 50K. Later it was changed. So this might be reason for holding approval.

dont think so..

 

[SSV]

I wonder if anyone with premium HDFC cards got approval yet... mine got rejected holding Infinia

Although this does not make any sense, but you never know how their algorithm works

yes .. some people with Infinia also got this card as well..

 

[Boy 07]

I applied for ULTIMO on behalf of my brother he has TNI limit 2L It was rejected instatntly and hit cibil and fatched equifax then i email to hdfc they said we are unable to tarck your application in our system please contact phonepay and ask him for application number i tried many times to contatct but could not reache them created a ticket but no response.How to get application number ?

 

[SSV]

I applied for ULTIMO on behalf of my brother he has TNI limit 2L It was rejected instatntly and hit cibil and fatched equifax then i email to hdfc they said we are unable to tarck your application in our system please contact phonepay and ask him for application number i tried many times to contatct but could not reache them created a ticket but no response.How to get application number ?

It seems PP itself rejected this application without sending it to HDFC..
your best bet is only PP support ... contact PP

 

[Boy 07]

It seems PP itself rejected this application without sending it to HDFC..
your best bet is only PP support ... contact PP

whats are possible ways to Contact PP

 

[SSV]

whats are possible ways to Contact PP

clcik on the ? mark on the top right hand corner on the home page and see the options..
need to create a ticket, so that someone will respond you