HDFC PHONEPE ULTIMO CARD

[Stephen25]

Anyone Applied Hdfc PhonePe Ultimo Credit card? It's shows Coming soon only...
Is there any direct link? To apply for it.

 

[talktoaloke]

Digital e-kyc failed every times when I am trying! Anyone can tell me what is the problem? For information I have 4 HDFC CCs (Millennia, Neu, Swiggy & Pixel play).

 

[MrWick]

Applied on Saturday.
Got approval message today.
Existing Cards - Millenia (2.43 Lacs), Pixel & Swiggy

 

[SSV]

Applied on Saturday.
Got approval message today.
Existing Cards - Millenia (2.43 Lacs), Pixel & Swiggy

Congratulations 🎊 !!

@kuchbhi , here is with 2.43L CL he got Ultimo...so 2.75L is not the floor

 

[kuchbhikuchbhi is verified member.]

Damn


then its random selection
still I think people with around 3L are safe

@SSV I wrote here 😉

 

[SSV]

@SSV I wrote here 😉

3L.may be safe..
But if someone with 2.43L gotten card means 2.75L is not the floor limit...
So,
If someone with say 2.6L CL got rejection means , it is not necessarily because of lower CL , it may be because of some other reasons...

 

[kuchbhikuchbhi is verified member.]

New Twist:
My penniest limit is on HDFC - 2L and they found me eligible for ULTIMO!

Application done ☑️
Review under process.

@Strange

Damn


then its random selection
still I think people with around 3L are safe

No I said I wrote this in response to 2L only see above message too @SSV

I declared here that my 2.75 assumption is wrong and its random selection but most people around 3L are ultimately safe

 

[SSV]

No I said I wrote this in response to 2L only see above message too @SSV

I declared here that my 2.75 assumption is wrong and its random selection but most people around 3L are ultimately safe

Understood now.. thanks for the info

 

[cctrick]

They initiated a physical verification of my address, currently holding Milenia and Neu Infinity with 3.25 Lakhs limit with same adress . Applied on Saturday morning and still waiting. No CiBiL hit yet.

 

[SSV]

They initiated a physical verification of my address, currently holding Milenia and Neu Infinity with 3.25 Lakhs limit with same adress . Applied on Saturday morning and still waiting. No CiBiL hit yet.

It seems we have all different scenarios playing out here..
all the best

 

[kaka11]

I wonder if anyone with premium HDFC cards got approval yet... mine got rejected holding Infinia

Although this does not make any sense, but you never know how their algorithm works

Just now received message that the card application has been approved...

Timeline :-

Applied on 9th
Rejected on 13th
Raised grievence mail today morning
Application approved just now

So it must be some error that it was rejected earlier

No CIBIL hit yet

 

[SSV]

Just now received message that the card application has been approved...

Timeline :-

Applied on 9th
Rejected on 13th
Raised grievence mail today morning
Application approved just now

So it must be some error that it was rejected earlier

No CIBIL hit yet

Excellent .. Many Congrtulations !!

 

[kaka11]

Excellent .. Many Congrtulations !!

Whats ur status ?
I applied after reading ur post only

I think @SSV is one of the most reliable source in TF

 

[Boy 07]

Just now received message that the card application has been approved...

Timeline :-

Applied on 9th
Rejected on 13th
Raised grievence mail today morning
Application approved just now

So it must be some error that it was rejected earlier

No CIBIL hit yet

When to write to grievance did you mentioned any application number ?
As I wrote above my brother has TNI with Limit 2L but instantly declined I wrote them they said we are unable to track your application
But I did not write to grievance

 

[kaka11]

When to write to grievance did you mentioned any application number ?
As I wrote above my brother has TNI with Limit 2L but instantly declined I wrote them they said we are unable to track your application
But I did not write to grievance

Yes I mentioned the application no. that I received after submitting card apolication

 

[Boy 07]

Yes I mentioned the application no. that I received after submitting card apolication

But he did not recieved any application no but as he submitted the application it was rejected

 

[kaka11]

But he did not recieved any application no but as he submitted the application it was rejected

I think its something to do with phonepe error or instant decline may mean that minimum eligibility was not met... most of the card applications that i know were rejected or approved after some time and not instantly

 

[Boy 07]

I think its something to do with phonepe error or instant decline may mean that minimum eligibility was not met... most of the card applications that i know were rejected or approved after some time and not instantly

I think its something to do with phonepe error or instant decline may mean that minimum eligibility was not met... most of the card applications that i know were rejected or approved after some time and not instantly

What may be minimum eligibilty Cibil is 779 Equifax 804 TNI with 2L if not eligible for ULTIMO they offer UNO like me
I applied for ULTIMO with money back Plus 77k limit they offered me UNO so I left

 

[KLB@96]

any floor limit to get Untimo ? Existing card limit is 1.4lacs. I got Phonepe Uno. Will not proceed further

 

[SSV]

Getting this over here
View attachment 112110

Submitted the application for ultimo..

View attachment 112105

View attachment 112107

Which one is better both are showing FYF ???

Yeah Hopefully.
Today was already an EOD.

found the option. Thanks @sasha @SSV .

Btw its showing FYF. is there any chance of getting it LTF like TNI was showing to some users as LTF in starting.

I’m in the same boat. 🤞

I got it in one day
M existing hdfc customer

This just opens the card page for me which shows Track Application button

My card got approved. Got an email half an hour ago. No CIBIL enquiry.

@SSV Sir Quick question:

1) I closed Tata Neu + within the last 45-60 days and I heard that there's a cooldown period of 6 months before applying any new card. So in case if I apply this card, even though floater through Phonepe app, what are the chances that this would be rejected?

2) Should i just wait for the end of FY when they might bring LTF Offer? I understand no guarantees for the LTF offer. But what should I do about this?

Approved. I already had Regalia Gold (LTF), Swiggy (LTF) and TNI (LTF) with shared limit of approximately 6 lakhs

Don't worry my friend
It'll be approved

Mine got just approved, applied 9th October

Certainly the plan, but for me intergalactic travel will be easier then getting a card from sbi in the near future. I have 25 cards now and doubt sbi will ever give me a card.

Especially since I closed 2 cards that I had with SBI. They had accorded me a limit of 6.5L in 2019 but I decided to cancel both the card anyways. They seem to hold on to vendetta 😛

yes seems an example only

since @Exewhyzee got with 2.87 if I am not mistaken

Applied on Friday and got approved on Monday. No verification call and no cibil check. Having Existing 2 HDFC credit cards

When I applied it showed second year fee waiver on spending 50K. Later it was changed. So this might be reason for holding approval.

Whats ur status ?
I applied after reading ur post only

I think @SSV is one of the most reliable source in TF

To all the guys !!

GOOD NEWS ...

My application has just been approved...

At last got the card guys ...

I am happy ... Lets benefit from this as much as we can till the benefits last...

Have fun together....

 

[Garry]

To all the guys !!

GOOD NEWS ...

My application has just been approved...

At last got the card guys ...

I am happy ... Lets benefit from this as much as we can till the benefits last...

Have fun together....


View attachment 112437

Congrats bro 🤩. Hope I will also get approval message soon. ✨