HDFC PRE Approved Credit Card

[Deleted member 32260]

Hello,

I Got 1st HDFC PRE Approved Credit Card Offer. Showing Limit UPTO 128000 In App And Net banking. While Applying It Showing Two Variants BIZ GROW And BIZ FIRST.

It's My First Offer Can I Apply Now Or Wait For 2nd Offer?

Can I Get More Limit And Another Variant In Next Offer?

When Will I Get Next Offer?
(I Got First Offer On 14May)

 

[Tejo]

New links are like this only. No proper pre-approved links like before.

This is irrelevant now

Might be issue in the backend, as expressway till gives correct link.

As front end, redesigned with non-sense 😅

 

[Beyond]

New links are like this only. No proper pre-approved links like before.

This is irrelevant now

Yes, My family members also getting pre-approved card with Limit shown in confirm details format only
Now, HDFC will hit cibil first as they are already at top, no longer in hurry to add subscriber

 

[moonknight7]

Yes, My family members also getting pre-approved card with Limit shown in confirm details format only
Now, HDFC will hit cibil first as they are already at top, no longer in hurry to add subscriber

So I clicked on claim now to check it & now have choose your card option , hope it will not hit cibil
I will wait for Millennia (paid/ltf)or MB+ LTF

 

[moonknight7]

So I clicked on claim now to check it & now have choose your card option , hope it will not hit cibil
I will wait for Millennia (paid/ltf)or MB+ LTF

Also I am getting unconditional Ltf when I click on email link
utm_campaign=CC-ACQ-UNCONDITIONALLTF&utm_creative=OBC&utm_term=2X#nbb
Does this mean I have another offer which is ltf ??

 

[Beyond]

So I clicked on claim now to check it & now have choose your card option , hope it will not hit cibil
I will wait for Millennia (paid/ltf)or MB+ LTF

Yes, No cibil hit til this screen.

 

[Beyond]

Also I am getting unconditional Ltf when I click on email link
utm_campaign=CC-ACQ-UNCONDITIONALLTF&utm_creative=OBC&utm_term=2X#nbb
Does this mean I have another offer which is ltf ??

It will 100% hit cibil, dont proceed
Unless you are ready to apply for card

 

[moonknight7]

It will 100% hit cibil, dont proceed
Unless you are ready to apply for card

Ok thanks , I will wait for better pre approved offer

 

[AkashnAkashn is verified member.]

So I clicked on claim now to check it & now have choose your card option , hope it will not hit cibil
I will wait for Millennia (paid/ltf)or MB+ LTF

Can you share this link?

 

[moonknight7]

I checked that link is directly going to my application , so I deleted it I Don't wanna share
Sorry

 

[Beyond]

I checked that link is directly going to my application , so I deleted it I Don't wanna share
Sorry

You have to wait minimum 3 month so that this application expires, then your offer will refresh

 

[napster003]

Depends, how much are you maintaining
I got Reg Gold Offer within 5-6 Months (Avg Bal was 4-5L)
It started with 30k Moneyback for me.

Hey can you tell do you have a salary account or saving max account to get cc pre approved ?? I'm thinking of opening saving max account I can maintain 2-3 L mab

 

[Alex292929]

Hey can you tell do you have a salary account or saving max account to get cc pre approved ?? I'm thinking of opening saving max account I can maintain 2-3 L mab

Saving Max Ac

 

[Beyond]

Saving Max Ac

Open a salary a/c (it will give cc preapproved if company is listed)
Salary a/c has free debit card
Millennia is easy to get in salary a/c

Else first offer you will get is dreaded moneyback/freedom
P.s - with regular salary credit no need to maintain amb too

 

[technoboy99]

He will be stuck in the HDFC Matrix.
I would say wait for Regalia Gold FYF offer (Depends on how much are you maintaining). By this you will get at least 5L limit and if you don’t want to keep the card after 1 year just get it downgraded to some other variant before renewal.

How should one maintain and for what time to get an offer for a pre-approved FYF Regalia Gold?

 

[Alex292929]

How should one maintain and for what time to get an offer for a pre-approved FYF Regalia Gold?

I got it within 6 months, but it wasn't FYF since I applied instantly after seeing the Pre Approved Reg Gold.

 

[Alex292929]

Depends, how much are you maintaining
I got Reg Gold Offer within 5-6 Months (Avg Bal was 4-5L)
It started with 30k Moneyback for me.

@technoboy99 - I maintained

 

[moonknight7]

I got same offer but all links redirects to confirm your details option , I think cibil will hit if I enter mobile number & dob .
So Then I checked in Xpressway it shows biz grow & biz first with 500rs fee

Now they offering me mb+ & Indian oil ,
should I take mb+ or wait for millennia
Btw this is third offer refresh

 

[ujjwal2024]

Hello,

I Got 1st HDFC PRE Approved Credit Card Offer. Showing Limit UPTO 128000 In App And Net banking. While Applying It Showing Two Variants BIZ GROW And BIZ FIRST.

It's My First Offer Can I Apply Now Or Wait For 2nd Offer?

Can I Get More Limit And Another Variant In Next Offer?

When Will I Get Next Offer?
(I Got First Offer On 14May)

where to check for the pre-approved card?

 

[TrueColours]

where to check for the pre-approved card?

.. .. .. https://applyonline.hdfcbank.com/xpressway.html?icid=website_organic_loxw

 

[moonknight7]

where to check for the pre-approved card?

Hdfc Xpressway site