HDFC Preferred Banking Debit Card Query!

[singhsaab]

I have HDFC Preferred banking account. I also have a Preferred Platinum Debit card. (It has no charges as of now)

If I downgrade to classic banking, will the card attract annual charges or not??
Can anyone confirm this!
(At the end of the day all Easyshop Platinum debit cards are same, right?)

 

[Humanbeing]

I have HDFC Preferred banking account. I also have a Preferred Platinum Debit card. (It has no charges as of now)

If I downgrade to classic banking, will the card attract annual charges or not??
Can anyone confirm this!
(At the end of the day all Easyshop Platinum debit cards are same, right?)

No, it won’t attract any charges. All you need to maintain 25K for Saving Max & you will not be charged for Platinum debit card. Classic, Preferred & Imperia etc. these are banking programs based on NRV/TRV but actual variant will be Saving Max.

 

[joell]

No, it won’t attract any charges. All you need to maintain 25K for Saving Max & you will not be charged for Platinum debit card. Classic, Preferred & Imperia etc. these are banking programs based on NRV/TRV but actual variant will be Saving Max.

Up till 2 weeks ago I had a regular account. was upgraded to Preferred this week using family grouping. I hold Millenia DC now. Will they automatically send me the Platinum Prefered DC or will I have to apply for Platinum DC in the app to get the Platinum Prefered DC?

 

[6ix9ine]

Up till 2 weeks ago I had a regular account. was upgraded to Preferred this week using family grouping. I hold Millenia DC now. Will they automatically send me the Platinum Prefered DC or will I have to apply for Platinum DC in the app to get the Platinum Prefered DC?

You have to apply it, if you want it.

 

[hitirfan]

Up till 2 weeks ago I had a regular account. was upgraded to Preferred this week using family grouping. I hold Millenia DC now. Will they automatically send me the Platinum Prefered DC or will I have to apply for Platinum DC in the app to get the Platinum Prefered DC?

You have to Apply for that.

 

[joell]

You have to Apply for that.

No fees for DC right? Even for family members?

 

[VasukiVasuki is verified member.]

No fees for DC right? Even for family members?

Yes if they clubbed in family banking
No charges

 

[joell]

Yes if they clubbed in family banking
No charges

Ive around Rs 1200 in points on Millenia. 400 each in Jan Feb and March (90 days after txn). What happens to those points?

 

[VasukiVasuki is verified member.]

Ive around Rs 1200 in points on Millenia. 400 each in Jan Feb and March (90 days after txn). What happens to those points?

Those remains.
U can redeem

 

[hitirfan]

No fees for DC right? Even for family members?

Right. As long as you are in the program.