HDFC PRIME ACCOUNT

[Taicu819]

Has anybody opened Prime Account in hdfc?
What are its features?
My main intention is to apply Regaila.

 

[Bob78900]

HDFC account hierarchy doesn't matter
I opened preferred but got business moneyback

Open savings max ... Not anything else

Thinking to open digi save account will i get pre-approved offers?

 

[SoggypastA]

I think higher the account varient more easier to get pre-approved offers.

 

[Taicu819]

HDFC account hierarchy doesn't matter
I opened preferred but got business moneyback

Open savings max ... Not anything else

Can't we negotiate with the branch while opening?

 

[Krish]

No

I got Regalia from preferred account so no ... It doesn't matter

I thought you had moneyback

 

[Pramtesh]

Has anybody opened Prime Account in hdfc?
What are its features?
My main intention is to apply Regaila.

Just to get regalia you want to open account?

 

[Pramtesh]

I mean I got business moneyback from preferred but didn't get Regalia

My friend is having preferred since 2 yrs. But yet he is not eligible for any card (pre-approved)

 

[hariselio]

My main intention is to apply Regaila.

I opened savingsmax account, maintained around 50K - 1L. Also paid other cc bills using hdfc bill pay for getting 750 cashback. After three months, i get regalia with 5L approved.

Actually once it had above 1.5L, but due to automatic sweep-in facility, an FD was created with 35K in 2nd month after my account opening. So after that i always keep balance less than 1.2L.

 

[Bob78900]

C

I opened savingsmax account, maintained around 50K - 1L. Also paid other cc bills using hdfc bill pay for getting 750 cashback. After three months, i get regalia with 5L approved.

Actually once it had above 1.5L, but due to automatic sweep-in facility, an FD was created with 35K in 2nd month after my account opening. So after that i always keep balance less than 1.2L.

Cant we switch off this sweep in facility?

 

[Pramtesh]

C

Cant we switch off this sweep in facility?

You can do it via NB

 

[hariselio]

C

Cant we switch off this sweep in facility?

Only way as per customer support is to visit branch 🙁

 

[hariselio]

You can do it via NB

No, not possible to disable automatic money maximizer option through netbanking.

 

[Pramtesh]

See that's the whole point ...

That's what I mean to say ... That HDFC preferred etc. are nothing in terms of cards by HDFC ... They have no relation

If you have other banks card. You can apply C2C

 

[Pramtesh]

See that's the whole point ...

That's what I mean to say ... That HDFC preferred etc. are nothing in terms of cards by HDFC ... They have no relation

I have 16 Banks card and only 1 bank account

 

[Gautham]

See that's the whole point ...

That's what I mean to say ... That HDFC preferred etc. are nothing in terms of cards by HDFC ... They have no relation

Their card offer/LE trigger system is shit and random max. It will take an eternity for them to realise and modify it. For now, they are believing it like some gospel. Low end HDFC card users can never ladder up to their top ends through spending means because rewards structure of cards below Millenia is just pathetic. I have a moneyback. Why would I use moneyback over Ace/SC smart card in the first place?
I have salary a/c with hdfc for like more than 6 years. Till last month, my moneyback card limit was 50k only. I had to send my latest payslips to Chennai branch to revise it. When I asked CC, despite having >2 lakh AMB and very good monthly salary why your system never triggered LE/ Card upgrade for me, they had no answers. But despite this, they will survive because of excellent top end cards and lower end card users have to suffer for an eternity.

 

[Pramtesh]

You can do it via NB

See

 

[hariselio]

See

this is activating sweep-in, but what i was talking about is de-activating.

 

[Pramtesh]

this is activating sweep-in, but what i was talking about is de-activating.

If yours is already activated . So you will get option from deactivation.
Mine is not active.

 

[Pramtesh]

Yeah but my point is for HDFC account doesn't matter

It's uncertain with the Bank. I have seen many who has limit of 15lk. But yet Infinia is not given to them.

 

[Pramtesh]

That's because of spending pattern ... Probably

Nope.
My spend pattern was in few thousands annually. Yet i managed to get LTF Infinia. And i have limit lesser than 5lk😁