HDFC Regalia Gold for gold purchase

[shubhamatkare]

Hi,
I am planning to buy some gold jewellery of around 2 lakhs from Malabar Gold (because of they low making charges as compared to Tanishq). I am planning to use the Regalia Gold CC for this purpose but I couldn't find any information on if jewellery purchases qualify for rewards points. I also have the following CCs if there are any other alternatives that one could suggest.
HDFC Tata Neu (I'm aware that if I swipe this in Tanishq stores I can get 5% neu coins)
Axis Atlas
SBI CB
APay ICICI

 

[nikhilk21]

Yes, you will get RPs for jewellery

 

[rioree]

I think tata neu offers better rewards for gold purchases.

 

[nikhilk21]

I think tata neu offers better rewards for gold purchases.

Only if you are buying from Tanishq (5%). Otherwise the reward rate is 1.5% for Neu cards

 

[Sriim]

Hi,
I am planning to buy some gold jewellery of around 2 lakhs from Malabar Gold (because of they low making charges as compared to Tanishq). I am planning to use the Regalia Gold CC for this purpose but I couldn't find any information on if jewellery purchases qualify for rewards points. I also have the following CCs if there are any other alternatives that one could suggest.
HDFC Tata Neu (I'm aware that if I swipe this in Tanishq stores I can get 5% neu coins)
Axis Atlas
SBI CB
APay ICICI

Regalia Gold/Atlas would be your best choice depending on your redemption options and where you are in your milestone journey of the 2 cards

Edit - Removed Atlas after clarification that Atlas doesn't give RPs for Jewellery

 

[ujjwal2024]

Regalia Gold/Atlas would be your best choice depending on your redemption options and where you are in your milestone journey of the 2 cards

I donot think ATLAS gives reward for jewelry purchase...
It gives for education but in its recent devaluation only direct education payment is allowed

 

[Sriim]

I donot think ATLAS gives reward for jewelry purchase...
It gives for education but in its recent devaluation only direct education payment is allowed

My bad. I stand corrected

 

[aniketkr.sharma]

Hi,
I am planning to buy some gold jewellery of around 2 lakhs from Malabar Gold (because of they low making charges as compared to Tanishq). I am planning to use the Regalia Gold CC for this purpose but I couldn't find any information on if jewellery purchases qualify for rewards points. I also have the following CCs if there are any other alternatives that one could suggest.
HDFC Tata Neu (I'm aware that if I swipe this in Tanishq stores I can get 5% neu coins)
Axis Atlas
SBI CB
APay ICICI

Yes, it gave regular rp as i had transacted with it 3 months ago for 2.5 lakhs

 

[rioree]

Tata neu gives 1.5% neucoins which is worth 3000 for your 2L worth purchase..whereas regalia gold gives 5300+ RP which is worth 1060 when redeemed for cash or 2600 air miles.

 

[Sriim]

Tata neu gives 1.5% neucoins which is worth 3000 for your 2L worth purchase..whereas regalia gold gives 5300+ RP which is worth 1060 when redeemed for cash or 2600 air miles.

But there's also the milestone bonuses. 1.5k voucher on spending 1.5L in a quarter and 5k smartbuy flight vouchers on 5L and 7.5L annual spends

 

[aniketkr.sharma]

But there's also the milestone bonuses. 1.5k voucher on spending 1.5L in a quarter and 5k smartbuy flight vouchers on 5L and 7.5L annual spends

Got 5k flight after 3 months

 

[Sriim]

Got 5k flight after 3 months

You mean they delivered the voucher late? Or that you spent 5L in 3 months?

 

[aniketkr.sharma]

You mean they delivered the voucher late? Or that you spent 5L in 3 months?

Spent 5l in 3 month