DCB HDFC Regalia Gold to HDFC DCB Metal approved. What now?

[mnh007786]

1. Existing hdfc credit card shud have limit > 5L
2. Expenses on that card shud be more than 6 or 7L in last 6 months..

Or

Monthyl Salary > 2.5L

But they keep changing internal criteria and sometimes they say u need to fulfil aa 3 points.

What if I apply Card to Card basis after closing regalia Card?

 

[akiratoriyama]

1. Existing hdfc credit card shud have limit > 5L
2. Expenses on that card shud be more than 6 or 7L in last 6 months..

Or

Monthyl Salary > 2.5L

But they keep changing internal criteria and sometimes they say u need to fulfil aa 3 points.

Yeah. No trust on hdfc.

 

[msd07]

What if I apply Card to Card basis after closing regalia Card?

There is nothing like C2C basis in HDFC as far as I know.... u can request for credit limit enhancement by writing to them...

 

[Kabir_1112]

1. Existing hdfc credit card shud have limit > 5L
2. Expenses on that card shud be more than 6 or 7L in last 6 months..

Or

Monthyl Salary > 2.5L

But they keep changing internal criteria and sometimes they say u need to fulfil aa 3 points.

Recently it has become a case with hdfc for all their premium cards. Specially for Infinia.

 

[Kabir_1112]

I have a Regalia LTF card with a ₹4.5 lakh limit. It’s been two years, but I haven’t received any upgrade offer for the DCB card. I only got an upgrade offer for the Business Power card, which I didn’t take. How can I get the DCB card? Should I apply for it through a card-to-card basis using my ICICI credit card, which has a ₹5 lakh limit?

There's no card to card basis. You can try with spending 6-7L in 6 months and ask for an upgrade with all 3 levels by sending emails to them. If you have not received any limit increase in last 6 months you can ask for limit increase and 6 months later ask for upgrade. But 6 months is a must between limit increase and upgrade. Even if you close your card you will have to wait for 6 months before applying a new hdfc card.