Hdfc regalia upgrade

[Avishma1]

Hi,
Yesterday i received an offer to free upgrade my millenia card to regalia. Should I upgrade it?

 

[Avishma1]

No, only first year free then rs2500 annual fee waiver on 3lacs spend

 

[SubhankarSubhankar is verified member.]

No, only first year free then rs2500 annual fee waiver on 3lacs spend

Check if it's also providing spend based LTF or not. 1L spend in first 90 days were converting cards to LTF