HDFC Rent Pay Loophole?

I generally pay my rent (more like adding money to my bank account) using Cred and Paytm. They charge around 1.8% inc GST. But last month, I exhausted the monthly limit on Cred. Paytm was taking two days to deposit money. So I used Phonepe to pay rent for the first time. They charge 1.9% to 2% inc GST. But I was surprised to receive reward points on my transaction. I hold a diners club privilege card. I think this loophole can be explored until they fix it, especially post the recent devaluation. I'm attaching an SS for reference.

 

[kshitij_0]

What will be the effective charge rate if I use Millennia CC? Still it's better to use PhonePe?

 

[SoggypastA]

Any app giving rp on rent payment other than red giraffe?

 

[Heehaahee]

Bharat pay

 

[dungeonMaster]

Is this still working?

 

[gurubhai]

Is this still working?

You mean RedGiraffe ?
After looking at my points .. I feel at start this month I didn't get points from last month rent when paid via redgiraffe. Will confirm on 14th after statement generation.

 

[ravalpranav2]

I got reward points for rent payment done via HDFC REDGIRRAFFE billpay on 13th March 2023. Seems to be working as of now.

 

[gurubhai]

Statement Generated today. I got the points for RENT.
Actually they didn't credited 600 wallet points for my payzapp wallet transaction of 18K but they reversed in Summary section. Thats why I felt may be my rent points didn't got credited.
Lost 600 points xD

 

[Wealth is my birth right!]

I got reward points for rent payment done via HDFC REDGIRRAFFE billpay on 13th March 2023. Seems to be working as of now.

Beauty of insurance mcc😋

 

[hireng]

I got reward points for rent payment done via HDFC REDGIRRAFFE billpay on 13th March 2023. Seems to be working as of now.

there was some insurance offer from 15/16th I believe, if you waited 2 days you could have qualified, but that was for tx amt > 25K

 

[ccdc]

Does phonepe ask for rent agreement while paying rent?