HDFC Sales LEAKS

[kuchbhikuchbhi is verified member.]

Please post all the SALES TEAM INSIDE LEAKS here in this thread!
So if anyone wants to show it to their BM to get Infinia/other offers can be done a bit more easily!
Thanks!

 

[Dragon_slayer]

Kya criteria hai? Next account Axis mai.
Btw, if account does't get blocked means? Do they often block people's accounts? 🙂

They wont block, unless you do manufacture spending. Keep invoices of large payments, and always have the bill in your name

 

[Harry1]

Kya criteria hai? Next account Axis mai.
Btw, if account does't get blocked means? Do they often block people's accounts? 🙂

10L savings, 30L FD or 1 Cr demat. And it was LTF when it was initially launched.

Regarding blocking, if u r in this forum and still saying that I don't know, then I will say u r being sarcastic 😂.

 

[theXfactor]

10L savings, 30L FD or 1 Cr demat. And it was LTF when it was initially launched.

Regarding blocking, if u r in this forum and still saying that I don't know, then I will say u r being sarcastic 😂.

I don't know and I'm not being sarcastic. I know of points reversal, points freeze but account blocking is something which is drastic and lead to legal issues.

 

[shu_sha]

Received this from bank agent sharing this might be useful to someone

------------------------------------------------------------------

*Ultra & Super Premium Cards Revised Income Norms for New Issuance & CC Upgrades*

🔸*Infinia Metal*
Salaried Non Govt: Rs. 5 lakhs
Salared Govt: Rs. 3.50 lakhs
ITR: Rs. 60 lakhs

🔶*Diners Black Metal*
Salaried Non Govt: Rs. 2.50 lakhs
Salared Govt: Rs. 1.75 lakhs
ITR: Rs. 30 lakhs

🔶*Regalia Gold*
Salaried Non Govt: Rs. 1.5 lakhs
Salared Govt: Rs. 1 lakh
ITR: Rs. 18 lakhs

🔶*Biz Black*
ITR: Rs. 30 lakhs

*Key Notes:*
*️⃣ Income or Surrogate documents are *mandatory* for new issuance & upgrades of above mentioned Credit Cards. *No deviations or exceptions are applicable*
*️⃣ The above supersedes all earlier communications on Income norms, Spend norms & exception processes
*️⃣ *The revised norms are applicable from 01-10-2024 sourcing (application dated). Pipeline cases to be submitted on or before 30-09-2024*

 

[kuchbhikuchbhi is verified member.]

Received this from bank agent sharing this might be useful to someone

------------------------------------------------------------------

*Ultra & Super Premium Cards Revised Income Norms for New Issuance & CC Upgrades*

🔸*Infinia Metal*
Salaried Non Govt: Rs. 5 lakhs
Salared Govt: Rs. 3.50 lakhs
ITR: Rs. 60 lakhs

🔶*Diners Black Metal*
Salaried Non Govt: Rs. 2.50 lakhs
Salared Govt: Rs. 1.75 lakhs
ITR: Rs. 30 lakhs

🔶*Regalia Gold*
Salaried Non Govt: Rs. 1.5 lakhs
Salared Govt: Rs. 1 lakh
ITR: Rs. 18 lakhs

🔶*Biz Black*
ITR: Rs. 30 lakhs

*Key Notes:*
*️⃣ Income or Surrogate documents are *mandatory* for new issuance & upgrades of above mentioned Credit Cards. *No deviations or exceptions are applicable*
*️⃣ The above supersedes all earlier communications on Income norms, Spend norms & exception processes
*️⃣ *The revised norms are applicable from 01-10-2024 sourcing (application dated). Pipeline cases to be submitted on or before 30-09-2024*

Pipeline cases .

 

[Dragon_slayer]

Received this from bank agent sharing this might be useful to someone

------------------------------------------------------------------

*Ultra & Super Premium Cards Revised Income Norms for New Issuance & CC Upgrades*

🔸*Infinia Metal*
Salaried Non Govt: Rs. 5 lakhs
Salared Govt: Rs. 3.50 lakhs
ITR: Rs. 60 lakhs

🔶*Diners Black Metal*
Salaried Non Govt: Rs. 2.50 lakhs
Salared Govt: Rs. 1.75 lakhs
ITR: Rs. 30 lakhs

🔶*Regalia Gold*
Salaried Non Govt: Rs. 1.5 lakhs
Salared Govt: Rs. 1 lakh
ITR: Rs. 18 lakhs

🔶*Biz Black*
ITR: Rs. 30 lakhs

*Key Notes:*
*️⃣ Income or Surrogate documents are *mandatory* for new issuance & upgrades of above mentioned Credit Cards. *No deviations or exceptions are applicable*
*️⃣ The above supersedes all earlier communications on Income norms, Spend norms & exception processes
*️⃣ *The revised norms are applicable from 01-10-2024 sourcing (application dated). Pipeline cases to be submitted on or before 30-09-2024*

90% of population in India earns less 25K per month or inhe 60L ka ITR cahiye 🤣🤣

 

[theXfactor]

90% of population in India earns less 25K per month or inhe 60L ka ITR cahiye 🤣🤣

Bank doesn't want their SPC with 90% of the population. There are others cards this and other banks offer.

 

[quino]

Surrogate documents

what does HDFC consider under these?

 

[shu_sha]

what does HDFC consider under these?

🤣
No idea bro, it was as received from an agent

 

[kuchbhikuchbhi is verified member.]

🤣
No idea bro, it was as received from an agent

U agent ko bolo na yaha subscription lele
Itni sales hongi ki koi limit nahi hai
Hdfc ke cc ke liye log marte hai

 

[Harry1]

I don't know and I'm not being sarcastic. I know of points reversal, points freeze but account blocking is something which is drastic and lead to legal issues.

That was a punch. I was being sarcastic there😜.

By account blocking, I meant rewards account blocking, not savings account.

 

[shu_sha]

U agent ko bolo na yaha subscription lele
Itni sales hongi ki koi limit nahi hai
Hdfc ke cc ke liye log marte hai

Mai kuch use bolunga wo mujhe 10 cheezen aur bechega isse accha rahne do

Bank walon se duri banana he bahtar hai

 

[kuchbhikuchbhi is verified member.]

Mai kuch use bolunga wo mujhe 10 cheezen aur bechega isse accha rahne do

Bank walon se duri banana he bahtar hai

 

[Credit_Cards]

That was a punch. I was being sarcastic there😜.

By account blocking, I meant rewards account blocking, not savings account.

wow rewards account blocking, thats horrible

 

[Credit_Cards]

Mai kuch use bolunga wo mujhe 10 cheezen aur bechega isse accha rahne do

Bank walon se duri banana he bahtar hai

sahi baat, kulhadi pe paer maaro ya paer pe kulhadi dard apne ko hoga

 

[LHR]

View attachment 82183


credit : @6ix9ine & @Sobirvs

interesting

move money to hdfc for 3 months, get the card and take the money out. decent route for someone who has the funds available but doesn't want to go through the hoops of getting a high enough limit and spending on lower end cards.

 

[theXfactor]

That was a punch. I was being sarcastic there😜.

By account blocking, I meant rewards account blocking, not savings account.

Rewards account blocking? I understood card account but “rewards account” is new… Don’t tell me it was a punch as well and you were sarcastic but thanks for enlightening. 😝