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Devaluation HDFC SmartBuy New Charges on Amazon & Flipkart Voucher Purchase

Is it still worth it to use HDFC Smartbuy for Amazon vouchers with 4.13 fee? Infinia. I mean considering their 1:1 redemption options.
Hold SBI CB too. I am confused whether to directly use SBI CB. Or to buy vouchers from smartbuy.
 
Is it still worth it to use HDFC Smartbuy for Amazon vouchers with 4.13 fee? Infinia. I mean considering their 1:1 redemption options.
Hold SBI CB too. I am confused whether to directly use SBI CB. Or to buy vouchers from smartbuy.
What’s the return % on SBI CB for AGCs?
 
I was using Swiggy hdfc to buy Amazon gift voucher from smartbuy to pay society maintenance fee which takes az pay but charges 2.36% as convenience. I was barely staying afloat combining smartbuy convenience fee and mygate convenience fee. Now Swiggy card is dead for me
that CC is only good if LTF for mastercard world golf benefit
 
I was using Swiggy hdfc to buy Amazon gift voucher from smartbuy to pay society maintenance fee which takes az pay but charges 2.36% as convenience. I was barely staying afloat combining smartbuy convenience fee and mygate convenience fee. Now Swiggy card is dead for me
yeah mygate charges are very high for amazon pay balance pay method..
 
yeah mygate charges are very high for amazon pay balance pay method..
No broker hood charges whopping 2.773% just for paying via CC. It doesn't even f'cking accept AZ pay wallet as payment method. And I still have to keep paying via CC.
 
No broker hood charges whopping 2.773% just for paying via CC. It doesn't even f'cking accept AZ pay wallet as payment method. And I still have to keep paying via CC.
Ask your society to register for Razorpay gateway. No setup or maintainance charges are there. Accepts Amex and plethora of wallets including Apay.
 
Ask your society to register for Razorpay gateway. No setup or maintainance charges are there. Accepts Amex and plethora of wallets including Apay.
Meaning? How can society decide that? It should be nobroker who will be driving the acceptable payment methods. In the name of wallets, only simpl is there.
 
Which card are you planning to use?
My Regalia Gold - though base reward rate is less, I’ve also a received spend based offer (if it gets counted) coupled with bill payment cashback, I’m thinking whether I can get positive returns or not
(This is why I wanted to know MCC because if it gets tagged with rent or something, I could end up with surcharge and negative returns)
 
My Regalia Gold - though base reward rate is less, I’ve also a received spend based offer (if it gets counted) coupled with bill payment cashback, I’m thinking whether I can get positive returns or not
(This is why I wanted to know MCC because if it gets tagged with rent or something, I could end up with surcharge and negative returns)
Yeah that spend based offer will say only rent and EMI are excluded from it right? I have actually paid on nobrokerhood to achieve that target so it works.

But my society is onboarded on NBH and I pay maintenance bill raised on it via the NBH app. If this is case with you then go ahead else NBH website or any other method can give different MCC.
 
Meaning? How can society decide that? It should be nobroker who will be driving the acceptable payment methods. In the name of wallets, only simpl is there.
Any registered society can take the same. The office bearers have to register it acting on behalf of society. They can send on maintenance reminders, accruals and settlement through it. Even we have no broker hood but that’s only for other facility services. For maintenance a separate razorpay link is automatically sent to members on due dates through which they can pay. It charges 2.24% through wallet payment in our case hence used to get 4.76% net returns. Now it’s 3.76%.
 
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