HDFC Swiggy card LTF offer

[iM23]

Swiggy is showing me today that the HDFC Swiggy card is LTF for me. But the thing is I closed my only HDFC card i.e. business moneyback card in January 2025. So, it has not been 6 months.

I just want an HDFC card for sale offers. Should I take a chance and apply for the card. Is it pre-approved? Will they ask for income documents? If so, I won't apply as I cannot give income proof.

I have other good cards like cashback sbi, airtel Axis, amazon icici. What should I do?

 

[BeingIncogBeingIncog is verified member.]

Swiggy is showing me today that the HDFC Swiggy card is LTF for me. But the thing is I closed my only HDFC card i.e. business moneyback card in January 2025. So, it has not been 6 months.

doesn't matter, apply it if you want.

I just want an HDFC card for sale offers. Should I take a chance and apply for the card. Is it pre-approved? Will they ask for income documents? If so, I won't apply as I cannot give income proof.

won't work tho for offers, most of the time.

 

[yags207]

The card in my opinion is most useful if you use the Swiggy eco system a lot. Otherwise, I'd let is pass

 

[iM23]

doesn't matter, apply it if you want.

won't work tho for offers, most of the time.

Why? For both online and offline offers, isn't the Swiggy (or other co-branded HDFC cards) card eligible?

And is it pre-approved for me?

 

[Shaktimaan V2.0]

Co-Branded cards mostly won't work for sale offers. See today profile post 🙂

 

[BeingIncogBeingIncog is verified member.]

Why? For both online and offline offers, isn't the Swiggy (or other co-branded HDFC cards) card eligible?

depends on tncs

And is it pre-approved for me?

maybe

 

[iM23]

Co-Branded cards mostly won't work for sale offers. See today profile post 🙂

View attachment 85881

Thanks for this. I won't apply then.

 

[iM23]

depends on tncs

maybe

I made my decision not to apply for the card. Anyway, thank you.

 

[RAHUL GOYAL]

Co-Branded cards mostly won't work for sale offers. See today profile post 🙂

View attachment 85881

so the pixel is a core card

 

[Shaktimaan V2.0]

so the pixel is a core card

I am not 100% sure https://www.technofino.in/community/threads/is-hdfc-pixel-a-core-credit-card-of-hdfc.35055/

 

[althafvly]

Co-Branded cards mostly won't work for sale offers. See today profile post 🙂

View attachment 85881

You can use swiggy card during some flipkart sales. Got 10% instant and 5% cashback.

 

[Fini7777]

Swiggy is showing me today that the HDFC Swiggy card is LTF for me. But the thing is I closed my only HDFC card i.e. business moneyback card in January 2025. So, it has not been 6 months.

I just want an HDFC card for sale offers. Should I take a chance and apply for the card. Is it pre-approved? Will they ask for income documents? If so, I won't apply as I cannot give income proof.

I have other good cards like cashback sbi, airtel Axis, amazon icici. What should I do?

It's a good card, brother.

Take it if you want. If you are not getting a 10% instant discount, simply upgrade your Swiggy card to a FYF Millennia credit card(Later conv this card to LTF) after six months.
Don't miss this opportunity—you can easily upgrade the card via email.

Mark this as solution if ur query is resolved.

 

[althafvly]

Swiggy is showing me today that the HDFC Swiggy card is LTF for me. But the thing is I closed my only HDFC card i.e. business moneyback card in January 2025. So, it has not been 6 months.

I just want an HDFC card for sale offers. Should I take a chance and apply for the card. Is it pre-approved? Will they ask for income documents? If so, I won't apply as I cannot give income proof.

I have other good cards like cashback sbi, airtel Axis, amazon icici. What should I do?

Get swiggy card if you use swiggy, otherwise sbi cb is enough. For hdfc sale offers get any basic card like moneyback plus or freedom, ask for LTF later they usually give it FYF.

 

[iM23]

It's a good card, brother.

Take it if you want. If you are not getting a 10% instant discount, simply upgrade your Swiggy card to a FYF Millennia credit card(Later conv this card to LTF) after six months.
Don't miss this opportunity—you can easily upgrade the card via email.

Mark this as solution if ur query is resolved.

But as I have read in this community, if one applies for a co-branded HDFC card at first, it's hard to get a core card. Though it's probably in case of applying a new card not upgradation, right?

 

[iM23]

Get swiggy card if you use swiggy, otherwise sbi cb is enough. For hdfc sale offers get any basic card like moneyback plus or freedom, ask for LTF later they usually give it FYF.

I get 10% cashback on Swiggy using Airtel Axis. And I don't use Swiggy's other services. So, it's enough for me.

 

[Fini7777]

But as I have read in this community, if one applies for a co-branded HDFC card at first, it's hard to get a core card. Though it's probably in case of applying a new card not upgradation, right?

Yes, it's for new applics u can upgrade the card later if u have cobranded card.

I had hdfc TNI and I recently upgraded TNI to FYF millennia

 

[iM23]

Yes, it's for new applics u can upgrade the card later if u have cobranded card.

I had hdfc TNI and I recently upgraded TNI to FYF millennia

That's great. Do you think this is pre-approved for me? And do I need income proof for this?

 

[Fini7777]

That's great. Do you think this is pre-approved for me? And do I need income proof for this?

It's not pre approved, it's LTF for you

Most of the times they don't ask for income proof

Most likely your application goes smoothly if you have good profile and existing other bank credit cards

Go Ahead and fill the form with a good hope, make sure that you fill the address details correctly
They usually reject this swiggy card application due to the address mismatch or incorrect address
Your office address cannot be same as your residence address.

 

[iM23]

It's not pre approved, it's LTF for you

Most of the times they don't ask for income proof

Most likely your application goes smoothly if you have good profile and existing other bank credit cards

Go Ahead and fill the form with a good hope, make sure that you fill the address details correctly
They usually reject this swiggy card application due to the address mismatch or incorrect address
Your office address cannot be same as your residence address.

But I am currently in the cooling period. My only HDFC card was closed in Jan 2025. Will this affect the application of my Swiggy card?

 

[Fini7777]

But I am currently in the cooling period. My only HDFC card was closed in Jan 2025. Will this affect the application of my Swiggy card?

No that will not impact your current applic.