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All 5399 MCC not eligible for 5% CB - HDFC SWIGGY CARD

Apparently all 5399 MCC (DISCOUNT STORES) are not eligible for 5% Cashback on HDFC SWIGGY CARD. Recently purchased gift cards from Maximize using both HDFC SWIGGY and SBI CB. But only received 5% cashback in SBI CB and 1% cashback in HDFC SWIGGY CARD. Is this correct? View attachment 84124
I want to add up something...multiple times i had used swiggy HDFC CC on Smartbuy to buy train tickets in IRCTC...there as usual 5% cashback applies but in swiggy u can get 6% cashback..(5% usual+ 1% base cashback).
Hope someone may find it useful.
Thanks😀
 
I want to add up something...multiple times i had used swiggy HDFC CC on Smartbuy to buy train tickets in IRCTC...there as usual 5% cashback applies but in swiggy u can get 6% cashback..(5% usual+ 1% base cashback).
Hope someone may find it useful.
Thanks😀
I think smartbuy has devalued train tix.
Its not 5% anymore.

Used to use hdfc millenia there and got 5+1%.

Its over now.
 
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