1/ Recently, I made HDFC approve my Swiggy Credit Card and my first bill has finally been generated. Let’s break it down and see how it performed. 🧵
2/ Amazon Purchase (5% Cashback)
Purchased a phone for ₹29,995 on Amazon (29th Nov 2024).
Cashback Received: ₹1,499.75 ✅
So yes, this card gives 5% cashback even on phone purchases.
3/ Swiggy Spend (10% Cashback)
Swiggy Food & Instamart: Spent ₹1,978.
Cashback Received: ₹197.80 ✅
4/ Cashback Timeline
Bill Generated: 14th Dec 2024
Cashback Credited: 16th Dec 2024 (2 days after).
The cashback process is smooth and fast – no delays.
5/ Conclusion:
5% cashback on Amazon worked flawlessly (all shopping including phone).
10% cashback on Swiggy Food & Instamart is consistent.
This card is living up to its promise so far.
6/ Anyone else using the HDFC Swiggy Credit Card? How’s your cashback experience? Let’s discuss! 👇
2/ Amazon Purchase (5% Cashback)
Purchased a phone for ₹29,995 on Amazon (29th Nov 2024).
Cashback Received: ₹1,499.75 ✅
So yes, this card gives 5% cashback even on phone purchases.
3/ Swiggy Spend (10% Cashback)
Swiggy Food & Instamart: Spent ₹1,978.
Cashback Received: ₹197.80 ✅
4/ Cashback Timeline
Bill Generated: 14th Dec 2024
Cashback Credited: 16th Dec 2024 (2 days after).
The cashback process is smooth and fast – no delays.
5/ Conclusion:
5% cashback on Amazon worked flawlessly (all shopping including phone).
10% cashback on Swiggy Food & Instamart is consistent.
This card is living up to its promise so far.
6/ Anyone else using the HDFC Swiggy Credit Card? How’s your cashback experience? Let’s discuss! 👇
