HDFC Swiggy Credit Card April Offer: Clarification Needed on Exclusions

[Maitri_Maniya]

Today, I received a message from HDFC Bank about a limited period offer for April: spend ₹5000 on your HDFC Swiggy Credit Card and get a ₹50 voucher. The terms and conditions mention that certain transactions like EMI are excluded.

My question is, there are a few exclusions on the Swiggy card that don't earn cashback, such as fuel, government, education, and insurance transactions. If I spend on these transactions, will they count towards the ₹5000 milestone for this offer?

Additionally, my mom has a MoneyBack Plus Credit Card and received a similar offer in March, but the exclusions for core cards were not mentioned for that limited period milestone offer.

 

[the_collector]

What a terrible offer. Don't go chasing it.

Just normally use your card as you would and if you get it then, you get it.

No point chasing 1% offer.