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HDFC User - Best Debit Card for 2025 | Which Debit Card to Apply in February 2025 | Discussion

Filhal nhi ho rha. Aur jab hoga tab u can close or switch to any other card which gives u benefit
I have got millenia debit card 599 deducted do I need monthly tx of 16k or 40k and in which wallet (mobikwik wallet load works ?)
 
Does it apply for Mobikwik or phonepe?

Also will Millenia dc give cashback for credit Card payment on freecharge?
I have got millenia debit card 599 deducted do I need monthly tx of 16k or 40k and in which wallet (mobikwik wallet load works ?)
HDFC millennia DC -

Load to full kyc wallet and pay via Wallet UPI or transfer to bank.

Wallet load - 1% upto 400 cashback. Cashback credit after 90 days.

Payzapp full kyc- free transfer to bank

Amazon full kyc- Wallet UPI available for bank transfer or pay CC bill on any 3rd party apps and payment option choose Amazon Wallet UPI

Mobikwik full kyc - Use Wallet UPI to pay CC bill on any 3rd party apps and payment option choose Mobikwik Wallet UPI (also called Mobikwik Pockets UPI).
 
HDFC millennia DC -

Load to full kyc wallet and pay via Wallet UPI or transfer to bank.

Wallet load - 1% upto 400 cashback. Cashback credit after 90 days.

Payzapp full kyc- free transfer to bank

Amazon full kyc- Wallet UPI available for bank transfer or pay CC bill on any 3rd party apps and payment option choose Amazon Wallet UPI

Mobikwik full kyc - Use Wallet UPI to pay CC bill on any 3rd party apps and payment option choose Mobikwik Wallet UPI (also called Mobikwik Pockets UPI).
but mobikwik charges for wallet load through debit card sometimes, right? few days ago, it was showing 177 fee for loading 20K
 
HDFC millennia DC -

Load to full kyc wallet and pay via Wallet UPI or transfer to bank.

Wallet load - 1% upto 400 cashback. Cashback credit after 90 days.

Payzapp full kyc- free transfer to bank

Amazon full kyc- Wallet UPI available for bank transfer or pay CC bill on any 3rd party apps and payment option choose Amazon Wallet UPI

Mobikwik full kyc - Use Wallet UPI to pay CC bill on any 3rd party apps and payment option choose Mobikwik Wallet UPI (also called Mobikwik Pockets UPI).
Payzapp wallet load using millenia dc❓❓ applicable or not for 1% cashback
 
Tried to make Axis CC bill payment via Amazonpay wallet load using HDFC millenia DC - Looks like axis has removed amazonpay UPI from the payment option.... currently only showing googlepay , paytm , phonpe options only.. Last month i paid using amazonwallet... anybody facing same issue ?
 
Tried to make Axis CC bill payment via Amazonpay wallet load using HDFC millenia DC - Looks like axis has removed amazonpay UPI from the payment option.... currently only showing googlepay , paytm , phonpe options only.. Last month i paid using amazonwallet... anybody facing same issue ?
You can pay Axis CC bill from any 3rd party apps, for example use Paytm app.

Also check your Amazon wallet UPI ID is active or not. If your UPI is disabled then you will not get Amazon UPI option, Re-activate the Wallet UPI.
 
You can pay Axis CC bill from any 3rd party apps, for example use Paytm app.

Also check your Amazon wallet UPI ID is active or not. If your UPI is disabled then you will not get Amazon UPI option, Re-activate the Wallet UPI.
Amazon UPI is active only... I have already added money to Amazon wallet UPI... Paytm doesnot show show amazon UPI
 
Amazon UPI is active only... I have already added money to Amazon wallet UPI... Paytm doesnot show show amazon UPI
Activate Amazon Wallet UPI not Amazon UPI

Also try send money Rs1 to anyone/bank account/other wallet UPI to check your Amazon Wallet UPI is active or not.

if paytm app is not showing then try any other cc bill pay apps na,
 
Guys if I transfer 5k everyday for 8 days to Amazon wallet using millenia dc and then transfer 5k back to hdfc account using wallet upi will either Amazon or hdfc flag my account? Basically same 5k is being rotated. I guess I could pay cc bills but I am in the process of getting sbi v dc

More worried about Amazon as I use lot of gift vouchers.
 
not working I paid 1 lakh bill recently. no cashback
it takes 90 days from Transaction Month to confirm the CB
next it does not depend on recently or past
it simply depends on MCC code of the merchant, cross check the merchant name and MCC then you can affirm whether you will get it or not
 
Bro - I paid my amex bill using amex wallet UPI through Bill desk..

also last month i paid partial axis CC bill using amazon wallet UPI ( amount loaded from millenia DC).. it is not working from Mar'2025
Amex wallet UPI kab se aaya ?

Anyway, like i said use any other 3rd party cc bill pay app and pay using Amazon wallet UPI.
 
For this one, canara setu 400 cashback, do we need to wait for 90 days? Or is it like the 2-3 days thing like earlier platinum cashback?
Hi,
Thanks Abhishek,for the detailed instructions about gaining the cash back. I have read through the entire thread and this is how I understand.
The CC bill payments can be done using the Millennia Debit Card either using Amazon Pay Wallet Load method OR Canara Satu website. Both earns 1% casback/reward points. But with Amazon Pay Wallet the reward points are credited within a week while with Canara Wetu the reward points will be credited after 90days.

Is that correct?

I plan to apply for the Millennia DC, so checking.
 
Hi,
Thanks Abhishek,for the detailed instructions about gaining the cash back. I have read through the entire thread and this is how I understand.
The CC bill payments can be done using the Millennia Debit Card either using Amazon Pay Wallet Load method OR Canara Satu website. Both earns 1% casback/reward points. But with Amazon Pay Wallet the reward points are credited within a week while with Canara Wetu the reward points will be credited after 90days.

Is that correct?

I plan to apply for the Millennia DC, so checking.
Canara Setu is dead. Payment via debit card has been failing for a while.
 
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