HDFC User - Best Debit Card for 2025 | Which Debit Card to Apply in May 2025 | Discussion

[Sahil1234]

Did anyone received HDFC millennia DC wallet load reward this month?
I did 40k on Amazon on 01.09.2025 but still haven't received usually it came in 2 or 3 days.

Recived today in morning

 

[Sobirvs]

Got mine credited, check yours.

got mine too lol

 

[Alex_]

Is there any other wallet then Mobikwik which provides option to pay credit card bill with millania debit card?

 

[Ashwin124]

Can I get 1% or 2.5% cashback if I set autopay through millennia debit card in hdfc app

 

[6ix9ine]

Can I get 1% or 2.5% cashback if I set autopay through millennia debit card in hdfc app

2.5% upto 400/month, autopay only on smartbuy in HDFC billpay.

 

[Ashwin124]

2.5% upto 400/month, autopay only on smartbuy in HDFC billpay.

Thankyou very much

 

[Sobirvs]

2.5% upto 400/month, autopay only on smartbuy in HDFC billpay.

wait what? First time I am hearing about it.

I usually get 400/mo for 1% after loading to wallets and paying cc bill with the same money.

is this 2.5% 400/mo extra on top of the 1%?

 

[6ix9ine]

wait what? First time I am hearing about it.

I usually get 400/mo for 1% after loading to wallets and paying cc bill with the same money.

is this 2.5% 400/mo extra on top of the 1%?

No bro 😅 it's either 2.5% or 1%

Maximum cap is 400 (both included)

Wallet loading is more reliable, the autopay option sometimes fails.

 

[Sobirvs]

Wallet loading is more reliable, the autopay option sometimes fails.

ah cool, btw 2.5% autopay gives cashpoints when? how long it takes? like 1% takes hardly 4 days max.

 

[6ix9ine]

ah cool, btw 2.5% autopay gives cashpoints when? how long it takes? like 1% takes hardly 4 days max.

Well millennia officially takes 90 days.

But from June onwards, they have started releasing cashpoints in 2-3 working days. So, it will take same time as your 1% does.

I just hope people don't poke HDFC and this stays like this. (quick 3-4 days delivery)

 

[Sobirvs]

`

Well millennia officially takes 90 days.

But from June onwards, they have started releasing cashpoints in 2-3 working days. So, it will take same time as your 1% does.

I just hope people don't poke HDFC and this stays like this. (quick 3-4 days delivery)

what abt easyshop? how long it takes nowadays?

 

[6ix9ine]

`

what abt easyshop? how long it takes nowadays?

Easyshop was always 2-3 working days, except smartbuy transactions. They usually take 30-90 days, this is common for both easyshop platinum as well as millennia.

Another exception is month end delays (usually 1 week max), but that is more due to HDFC end.

 

[JimCarrey]

It's strange that the first post suggests to load mobikwik wallet, whereas Mobikwik charges convenience fees of 1.18% to load wallet via Debit card. Only UPI is free.

Also, right now amazon load is free, but while paying on billdesk QR via amazon scan & pay amazon doesn't enable its own wallet, rather asks to use linked UPI.

@Abhishek012 is the above 2 things for me only, was surprised to see no words about convenience fees.