Heavy Swiggy spends but Swiggy hdfc not approved

[great]

Hi

I am heavy Swiggy spender and looking for hdfc swiggy card.
But since I already have tata neu the card is being denied, (also holds infinia)
I can't close neu card as it is LTF and also good spends on bigbasket

Which is the another option?
(Apart from Gv.)

 

[Shubham1221]

you call it heavy spends .just look at my 1 year figure 🙂.
You should go with airtel axis card because it gives 10 percent cashback on swiggy, Zomato, big basket ( combined 500 per month cashback ).

 

[sudheerreddy]

Hi

I am heavy Swiggy spender and looking for hdfc swiggy card.
But since I already have tata neu the card is being denied, (also holds infinia)
I can't close neu card as it is LTF and also good spends on bigbasket

Which is the another option?
(Apart from Gv.)
View attachment 77445

Contact the hdfc grievance team and ask them to issue a Swiggy Card as a floater card.
If everything works they will issue a card.
Just try your luck.

 

[akshayhs]

Swiggy plays no role in credit card applications. HDFC does not care how much you spent on Swiggy.

 

[Shubham330]

Swiggy spends has nothing to do with card approval.

Try mailing grievance team and ask for reconsideration of application. Sometimes they reporters application or considere it for floater card.



If hdfc doesn't go through you can look for Axis Airtel or HSBC Live + card as they give same Benefits as swiggy card on swiggy spend. Only difference is capping in terms of swiggy Benefits.


Mark this as answer if it clarify your doubt. Thanks in advance🤞

 

[RAMESH BABU N]

It does NOT matter whether you are

a. A Swiggy user since it's inception
(like me) or
b. A heavy/regular spender on Swiggy
c. Working for Swiggy in any capacity

HDFC has it's own closed secret formula to issue either their own core cards or their co-branded cards. Logic or reasoning doesn't work.

So, keep trying at regular intervals till you get what you want.

 

[sunit123]

earlier HDFC was issuing 2 cards i.e. core + floater...now they become more strict and issuing only 1 card per customer.

 

[RAMESH BABU N]

The same pattern is seen in issuing most of the co-branded CCs by banks.

Be it SBI (Reliance, Air India, Titan, PayTM)), AU (Ixigo), HDFC (Tata, PayTM, Swiggy), PNB (EMT), StanChart (EMT) or .....

Even for issuing basic chargeable fuel cards, some banks behave funnily.

 

[HumorSimpson]

If nue is only for bigbasket consider HSBC live cc, it gives 10%cashback on all food 🍲 and groceries. Annual fee is 999+ Ginger special tea ☕. Waiver on 2L spends

 

[RAMESH BABU N]

If nue is only for bigbasket consider HSBC live cc, it gives 10%cashback on all food 🍲 and groceries. Annual fee is 999+ Ginger special tea ☕. Waiver on 2L spends

HSBC gives cards ONLY to Salaried class (verifiable). May not be possible for students, self employed, freelancers, retired, housewives or business people.