Hi friends,
My first post here.
I need to upgrade to a new card, one from Infinia, Magnus, or Ultimate (anything else?).
I have the Infinia pre-approved. So getting others may be easy as well.
My current annual spending is around 9 lakhs. Can increase if I start using cards for my grocery purchases which are now mostly UPI.
I am not a biz class traveler, nor too fond of lounge access. Doesn't play or intend to play golf 🙂
I do an annual vacation with my family(5 members) mostly within India but might travel outside in a couple of years. Noting this because I am not sure if acquired miles can be used for the whole traveling group or just for me. Can someone throw light?
Now onto the shortlist:
Magnus - From what I understand, this makes sense only if I have 1 Lakh spent monthly. Not sure if I can make this more than 5-6 months a year. Can the points be redeemed only for miles?
Ultimate - No cap on the expenditure type for getting points. But what can I redeem for? Is the rewards catalog the same as that for Manhattan?
Infinia - Has accelerated rewards. But again, What can I redeem this for? Is it miles or using points to book tickets? Is there a reward catalog? Also a good chance of hitting the target for the annual fee waiver.
Any other cards to consider?
Current cards -
SBI Cashback - Will be kept after the upgrade. Might lessen the use once I hit 2 lakhs spend a year
Amex MRCC - Will be kept after the upgrade. Though I have not used this for the last 6 months or so, I have accumulated about 75k points till now. Taj vouchers are an attraction.
ICICI Amazon - Will keep. Though use will be very less
SC Manhattan - Will discontinue
SC Super Value Titanium - Will discontinue
So basically I am looking for a card that rewards my family's travel. Can you help me decide which one?
My first post here.
I need to upgrade to a new card, one from Infinia, Magnus, or Ultimate (anything else?).
I have the Infinia pre-approved. So getting others may be easy as well.
My current annual spending is around 9 lakhs. Can increase if I start using cards for my grocery purchases which are now mostly UPI.
I am not a biz class traveler, nor too fond of lounge access. Doesn't play or intend to play golf 🙂
I do an annual vacation with my family(5 members) mostly within India but might travel outside in a couple of years. Noting this because I am not sure if acquired miles can be used for the whole traveling group or just for me. Can someone throw light?
Now onto the shortlist:
Magnus - From what I understand, this makes sense only if I have 1 Lakh spent monthly. Not sure if I can make this more than 5-6 months a year. Can the points be redeemed only for miles?
Ultimate - No cap on the expenditure type for getting points. But what can I redeem for? Is the rewards catalog the same as that for Manhattan?
Infinia - Has accelerated rewards. But again, What can I redeem this for? Is it miles or using points to book tickets? Is there a reward catalog? Also a good chance of hitting the target for the annual fee waiver.
Any other cards to consider?
Current cards -
SBI Cashback - Will be kept after the upgrade. Might lessen the use once I hit 2 lakhs spend a year
Amex MRCC - Will be kept after the upgrade. Though I have not used this for the last 6 months or so, I have accumulated about 75k points till now. Taj vouchers are an attraction.
ICICI Amazon - Will keep. Though use will be very less
SC Manhattan - Will discontinue
SC Super Value Titanium - Will discontinue
So basically I am looking for a card that rewards my family's travel. Can you help me decide which one?
