Help in getting a SCB bank CC approval.

[diablorojo8]

So a bit about me, I have a total of 17 cards right now.
My highest credit limit is 15lakhs on HDFC Bank on Diners Black.
My CIBIL score is 788.
I've been trying to get a standard chartered Bank credit card for a while now, and its a rejection everytime. I've tried applying online and with various cards like Smart, EasyMyTrip, Rewards and even Ultimate. It's an application rejection everytime.

Anyone has a tip to get that approval?

 

[zaid_2913]

I got my card approved with in a day on C2C method with very good limit. Thanks to

deep@vie​

 

[AsB]

I got my card approved with in a day on C2C method with very good limit. Thanks to

deep@vie​

Which card did you use for c2c ?

 

[zaid_2913]

Basic ICICI platinum card

Which card did you use for c2c ?

 

[sv004]

Well, well, this thread has been immensely helpful for me. Read all the suggestions, and decided to apply via bank representative instead of going the online way. It was a pretty long wait; the systems did not give any update about my application. I almost gave up on this card, but suddenly (almost 20days later), my application is approved, and I have it in my hand! Got it in the first shot. Thanks for all the help.

Is ur residential address in same city as branch. Or are they giving in those cities also where their branch isnt there

 

[AsB]

Basic ICICI platinum card

What was your total limit in that card?

 

[zaid_2913]

5.2L

 

[AsB]

5.2L

In Icici platinum?

 

[zaid_2913]

In Icici platinum?

Yes, received 5.5 in SCB rewards card

 

[AsB]

My StanC Platinum Rewards card got approved with Amazon Pay ICICI card as C2C.

 

[bengaltiger]

I heard in SC , number cibil enquiry also very important.
do you remember how many cibil enquiry you have in last 3-4 months.

some agent told me if its more than 5 enquiries in last 6 months then getting approval not easy.

 

[AsB]

I heard in SC , number cibil enquiry also very important.
do you remember how many cibil enquiry you have in last 3-4 months.

some agent told me if its more than 5 enquiries in last 6 months then getting approval not easy.

I had over 5 enquiries in 3 months, but still got approval

 

[BlueBr@t]

Did u get it with salary slip or card to card?

Not card to card. Applied normally through the bank.

 

[BlueBr@t]

Is ur residential address in same city as branch. Or are they giving in those cities also where their branch isnt there

Yes. My residential address is same as the branch location.

 

[BlueBr@t]

I heard in SC , number cibil enquiry also very important.
do you remember how many cibil enquiry you have in last 3-4 months.

some agent told me if its more than 5 enquiries in last 6 months then getting approval not easy.

I had more than 5. I do not think it is an issue.

 

[BlueBr@t]

Devaluations for SCB Ultimate (effective 2nd April, 2023).
1. 2% reward points for Utilities, Super Markets, Insurance, Property Management, Rent Pay, Schools, Government.
2. Fuel transactions will no longer earn reward points. Instead, 1% surcharge waiver up to INR 1000/month.
3. 1%+GST transaction charges on rent payment.

 

[Jatin1987]

Go via C2C

Is there any card from SCB which comes as LTF and if yes then how.
And for limit enhancement, do they consider the limit of other card, if yes then how?

 

[AsB]

Is there any card from SCB which comes as LTF and if yes then how.
And for limit enhancement, do they consider the limit of other card, if yes then how?

There is one Visa priority card or something, given Ltf to Priority account holders.
Also, if you have a salary account which is 2-3 years old , they easily give Ltf cards.
For LE, since the limit is shared, I think the total limit is also the per card limit.

 

[Jatin1987]

There is one Visa priority card or something, given Ltf to Priority account holders.
Also, if you have a salary account which is 2-3 years old , they easily give Ltf cards.
For LE, since the limit is shared, I think the total limit is also the per card limit.

No no.. I mean... Do they consider limit of other bank's cc for limit enhancement?

Like i have hdfc 12 lakh.. AU 8 lakh... Icici 6.5 etc

 

[AsB]

No no.. I mean... Do they consider limit of other bank's cc for limit enhancement?

Like i have hdfc 12 lakh.. AU 8 lakh... Icici 6.5 etc

No. They are strict in LE. Try once, bur chances of failures are more.

 

[vn_1]

Those who got the cards, do they accept applications strictly from where they have branches or do they accept from nearby pincodes?