Help with Biz Black Points redemption

[chiragj]

Hi everyone, I have an HDFC Biz Black credit card and have accumulated a significant number of reward points. Could you share your insights on the best ways to redeem these points for maximum value? Specifically, is there a way to apple products or other physical items somehow from the rewards catalogue? Any tips or personal experiences would be greatly appreciated!

 

[ENIAC]

Hi everyone, I have an HDFC Biz Black credit card and have accumulated a significant number of reward points. Could you share your insights on the best ways to redeem these points for maximum value? Specifically, is there a way to apple products or other physical items somehow from the rewards catalogue? Any tips or personal experiences would be greatly appreciated!

Do you have Infinia card as well, then you can look for Apple or Tanishq vouchers else book flights and hotels for self/family/friends and redeem points. Once in a year HDFC offers .7p/RP for redemption in vouchers, can wait for that as well

 

[chiragj]

Do you have Infinia card as well, then you can look for Apple or Tanishq vouchers else book flights and hotels for self/family/friends and redeem points. Once in a year HDFC offers .7p/RP for redemption in vouchers, can wait for that as well

If I get an infinia card now will I be able to redeem these points for apple and tanishq vouchers?

Also can these points be used for train bookings?

And how to redeem these points for vouchers and what time of the year does .7p/RP usually comes around?

 

[ENIAC]

If I get an infinia card now will I be able to redeem these points for apple and tanishq vouchers?

Yes

Also can these points be used for train bookings?

No

And how to redeem these points for vouchers and what time of the year does .7p/RP usually comes around?

No such fixed time, but you will know by mails or here in forum

 

[peachyrahu]

anyone know if biz black to infinia point transfer ratio 1:1 when upgrading?

 

[drsel]

Hi everyone, I have an HDFC Biz Black credit card and have accumulated a significant number of reward points. Could you share your insights on the best ways to redeem these points for maximum value? Specifically, is there a way to apple products or other physical items somehow from the rewards catalogue? Any tips or personal experiences would be greatly appreciated!

Best to book flights on SmartBuy

 

[drsel]

anyone know if biz black to infinia point transfer ratio 1:1 when upgrading?

Yes, same value, same pool

 

[chiragj]

Is there a way to easily get infinia?

I haven't applied for it once. Is it possible to get while retaining biz black?

I have seen many post for black biz as floater when they already have infinia but yet to find one where they had biz black and also got infinia

 

[darkKnight420]

Biz Black is specifically for GST return filings right? Or is that category the highest rewarding or something?

 

[chiragj]

Biz Black is specifically for GST return filings right? Or is that category the highest rewarding or something?

This card gives reward points on all goverment spends which are most of the time not eligible for reward points.

 

[dexter_greycells]

I'll give it to you straight - the best way to use those RPs is to book domestic/international hotels or flights.
Voucher redemption is only at 1 RP = Rs 0.5 ratio and you cannot redeem on train bookings.
To be blunt, if you never have a need to book domestic/international hotels or flights then the card is useless for you.