Help with IDFC card application

[Survivor35]

Guys,I am aiming for idfc wealth card and had applied couple of times as i faced issues during application and ultimately ended up being gifted with few cibil hits from idfc who refuse to remove it and i still
end up seeing idfc wow card always.I do have cards with au(5L) and citi(6.7L).What should i do to bypass this IDFC WOW card.

Note:I dont have any Banking relationship with IDFC

 

[credit_debit]

Go to branch and talk to executive explaining the situation. They may process it through their tab.

If you open an account, if your RM is good, he / she can take pre-approval for wealth, although Wow or select is shown for your profile.

There have been many cases, mentioned on various forums here, that people have closed their select cards out of frustration, applied for Wealth through another mobile number on C2C or quoting higher salary and got Wealth.

Either of these should work.

 

[vine]

Go to branch and talk to executive explaining the situation. They may process it through their tab.

If you open an account, if your RM is good, he / she can take pre-approval for wealth, although Wow or select is shown for your profile.

There have been many cases, mentioned on various forums here, that people have closed their select cards out of frustration, applied for Wealth through another mobile number on C2C or quoting higher salary and got Wealth.

Either of these should work.

No income proofs or ITR needed?

 

[credit_debit]

No income proofs or ITR needed?

They might ask. I hope you have those, else there can be issue, especially while working with agents or branch people, as they might ask you these docs. There is no point in falsifying the financial information. For C2C there shouldn't be any problem as you already have decent credit limits.

 

[prashhant]

I recently applied for IDFC Credit Card and get my residential address verification done but after fake office verification they've cancelled my application. They're saying that 3 attempts has been done from our side and we couldn't find your office. Only one day a guy called me and asked my location but after that he never picked up my call. My office is located is Central Delhi and anyone can find it well. NEED HELP REGARDING IT GUYS!!!!

 

[Vasuki]

I recently applied for IDFC Credit Card and get my residential address verification done but after fake office verification they've cancelled my application. They're saying that 3 attempts has been done from our side and we couldn't find your office. Only one day a guy called me and asked my location but after that he never picked up my call. My office is located is Central Delhi and anyone can find it well. NEED HELP REGARDING IT GUYS!!!!

Better open account 🥸 offline with current address. & Office address u will get pre approved.
Better go for select / wealth. I mean pre approved won't attract any verification. Since ur location is Delhi its serviceable for everything

 

[Abhay Chauhan]

I recently applied for IDFC Credit Card and get my residential address verification done but after fake office verification they've cancelled my application. They're saying that 3 attempts has been done from our side and we couldn't find your office. Only one day a guy called me and asked my location but after that he never picked up my call. My office is located is Central Delhi and anyone can find it well. NEED HELP REGARDING IT GUYS!!!!

Same bro.. they have rejected my application by stating Office Address could not be found by our agent and they could not found the company which is situated in 300 Acres and comes under A grade.

After mailing multiples times and fighting with them they come with another excuse that the pincode is not serviceable hence we can not proceed.

Can anyone guide in this as The agent from their side of idfc bank mentioned that the pincode is serviceable so i told him to go ahead but now they have rejected due to it only they asked me No. of him but i have a Iphone so I can’t see more than a month ago. They are not cooperating at once. What to do??

 

[prashhant]

Better open account 🥸 offline with current address. & Office address u will get pre approved.
Better go for select / wealth. I mean pre approved won't attract any verification. Since ur location is Delhi its serviceable for everything

Do they offer zero account balance? If not then I'd like to invest in Stocks rather than opening an account with them just for an useless Credit Card 😳

 

[prashhant]

Same bro.. they have rejected my application by stating Office Address could not be found by our agent and they could not found the company which is situated in 300 Acres and comes under A grade.

After mailing multiples times and fighting with them they come with another excuse that the pincode is not serviceable hence we can not proceed.

Can anyone guide in this as The agent from their side of idfc bank mentioned that the pincode is serviceable so i told him to go ahead but now they have rejected due to it only they asked me No. of him but i have a Iphone so I can’t see more than a month ago. They are not cooperating at once. What to do??

Escalate to PNO desk. I've don't it now waiting for their response. If not then I'll go to RBI. I've all off the evidences. New suggestions are welcome.

 

[Vasuki]

Do they offer zero account balance? If not then I'd like to invest in Stocks rather than opening an account with them just for an useless Credit Card 😳

For premium institute students

 

[prashhant]

For premium institute students

I don't qualify for it then😅😂

 

[prashhant]

I've a question what if I open an account with them and get Credit Card and later close their account. Will they close my CC too?

 

[NShah]

I've a question what if I open an account with them and get Credit Card and later close their account. Will they close my CC too?

N o o

 

[Vasuki]

I've a question what if I open an account with them and get Credit Card and later close their account. Will they close my CC too?

If u open account & get pre approved ..
This verification thing won't last it ground .

 

[prashhant]

N o o

O k k

 

[prashhant]

If u open account & get pre approved ..
This verification thing won't last it ground .

How long do it takes to get pre approved CC

 

[Vasuki]

How long do it takes to get pre approved CC

It all depends on service area.
Choose communication address & office address to delhi .
Plus select u r interested in cc while opening account.

Since u applied u can get in 3 month .
No one can say exactly when

 

[prashhant]

It all depends on service area.
Choose communication address & office address to delhi .
Plus select u r interested in cc while opening account.

Since u applied u can get in 3 month .
No one can say exactly when

Got it bro. What's their least MAB account?

 

[Vasuki]

Got it bro. What's their least MAB account?

10,25 .

But if u have 2-4 lakh
Open 10k account. Fund 2-3 lakh for select ( upgrade)
4-5 lakh for wealth upgrade) .
Then maintain 10k regardless ..

 

[misteramit]

Got it bro. What's their least MAB account?

10k MAB lowest variant, although they have JanDhan accounts but they won't agree easily and u have to fight a lot with them for this Jandhan account in offline process, online have only 2 variants 25k Mab and 10k Mab