Help with IDFC card application

[Survivor35]

Guys,I am aiming for idfc wealth card and had applied couple of times as i faced issues during application and ultimately ended up being gifted with few cibil hits from idfc who refuse to remove it and i still
end up seeing idfc wow card always.I do have cards with au(5L) and citi(6.7L).What should i do to bypass this IDFC WOW card.

Note:I dont have any Banking relationship with IDFC

 

[prashhant]

10,25 .

But if u have 2-4 lakh
Open 10k account. Fund 2-3 lakh for select ( upgrade)
4-5 lakh for wealth upgrade) .
Then maintain 10k regardless ..

Got it bro😅 quite expensive 😂

 

[prashhant]

10k MAB lowest variant, although they have JanDhan accounts but they won't agree easily and u have to fight a lot with them for this Jandhan account in offline process, online have only 2 variants 25k Mab and 10k Mab

Ok bro will check when I visit their Branch but idk if they proceed with Jan Dhan account or not.

 

[misteramit]

Ok bro will check when I visit their Branch but idk if they proceed with Jan Dhan account or not.

Also forgot to mention their 10k and 25k mab account have zero charges - no atm charges any bank atm withdrawal free, no annual fees, no sms fees etc but savings interest rates not attractive for low balances

 

[prashhant]

Also forgot to mention their 10k and 25k mab account have zero charges - no atm charges any bank atm withdrawal free, no annual fees, no sms fees etc but savings interest rates not attractive for low balances

Their debit card isn't free at all ig. It's only free for the first month

 

[misteramit]

Their debit card isn't free at all ig. It's only free for the first month

Low Cost Banking | Savings Account Charges & Fees | IDFC FIRST Bank

Understand fees and charges for savings account, such as, account maintenance charges, transaction charges, debit card charges, etc., for Savings Accounts at IDFC FIRST Bank.

www.idfcfirstbank.com

Check this out about the charges

 

[vine]

Low Cost Banking | Savings Account Charges & Fees | IDFC FIRST Bank

Understand fees and charges for savings account, such as, account maintenance charges, transaction charges, debit card charges, etc., for Savings Accounts at IDFC FIRST Bank.

www.idfcfirstbank.com

Check this out about the charges

I see debit card issuance charges ₹99.
Is it same for both 10k and 25k.
I don't see any differences between the 10k and 25k variants. What's the difference?

 

[misteramit]

I see debit card issuance charges ₹99.
Is it same for both 10k and 25k.
I don't see any differences between the 10k and 25k variants. What's the difference?

No difference except useless debit card offers, if u r really desperate open 10k mab account, also 99 charges is for first tap card/tag not the normal debit card u get with account (I have been using 10k account from long time no charges yet only thing to note is maintain 10k else they will levy charges on all services)

 

[VHARIA]

Go to branch and talk to executive explaining the situation. They may process it through their tab.

If you open an account, if your RM is good, he / she can take pre-approval for wealth, although Wow or select is shown for your profile.

There have been many cases, mentioned on various forums here, that people have closed their select cards out of frustration, applied for Wealth through another mobile number on C2C or quoting higher salary and got Wealth.

Either of these should work.

As mentioned by others users that they closed their earlier credit card and applied new credit card through new mobile number, I too tried it and closed my millenia credit card. When I tried to supply l apply C2C via new number it gave me an error saying that there is pending application in the system. I have decent limit on Kotak credit card