Highest CIBIL score

[2024]

Who has highest CIBIL score

 

[SamPtnk]

CIBIL: 819
No. of CC: 5 , closed 3
Credit age: 6 years
Utilization: 3% of overall limit
Number of inquiries: 0 in last 3 years

 

[FinGuru]

Mine was 845+... One wrong reporting by an institution brought it down to 790. The institution has rectified its mistake but the score is still stuck at 790.

My credit history is 10 years plus.

 

[faltooAdmi]

805 with just 2.5 month old credit history 🙂

 

[AnungUnRama]

CIBIL (NOW)- 780
Highest Ever CIBIL- 782
No. Of Cards- 11
No. Of Enquiries - 16 in last 3 years.

 

[ccgeek07]

805 with just 2.5 month old credit history 🙂

Is this CIBIL or some other bureau?

 

[faltooAdmi]

Is this CIBIL or some other bureau?

Cibil only .... Checked on Gpay. It shows cibil only.
Initially it was NH in April . Got rejected for all axis cards including Magnus, Myzone.
Got rejected for IndusInd, Idfc was also giving just a secured wow card.
Took DCB & SBI Vistara prime along with amazon & flipkart pay later. Started spending on them.
Then it started showing 779(May10) -> 787(June10) -> 805(July10)

 

[ccgeek07]

Cibil only .... Checked on Gpay. It shows cibil only.
Initially it was NH in April . Got rejected for all axis cards including Magnus, Myzone.
Got rejected for IndusInd, Idfc was also giving just a secured wow card.
Took DCB & SBI Vistara prime along with amazon & flipkart pay later. Started spending on them.
Then it started showing 779(May10) -> 787(June10) -> 805(July10)

I thought it's not possible to cross 800+ with very few months credit history

 

[faltooAdmi]

I thought it's not possible to cross 800+ with very few months credit history

Even I am surprised to see 800+ score from NH score within few months of credit history 🙂

 

[anilkrsh]

Mine was 845+... One wrong reporting by an institution brought it down to 790. The institution has rectified its mistake but the score is still stuck at 790.

My credit history is 10 years plus.

Same happened with me too... It happened due to IDFC personal loan through Cred. They reported overdue amount!! It's been 2 years already.

And the score is not getting corrected because, they reported the overdue amount was paid instead of reporting the overdue amount was an error. Will never ever bank with IDFC!

 

[VGisHere]

My CIBIL keeps dwindling between 772-792 for some reason!
Goes down one month, recovers the next!

Probably due to credit enquiries followed by timely payments (not sure though).

History: 3 years
Peak: 815

 

[Ansh@1993]

Cibil-802
Only 5 credit cards

 

[SamPtnk]

Can any 1 log into cibil website?
There is no option to enter the OTP

 

[BeingIncogBeingIncog is verified member.]

Can any 1 log into cibil website?
There is no option to enter the OTP

yeah faced the same, but relogin made things okay.

 

[srikant]

Cibil-802
Only 5 credit cards

Only?

 

[Trust Me]

Same happened with me too... It happened due to IDFC personal loan through Cred. They reported overdue amount!! It's been 2 years already.

And the score is not getting corrected because, they reported the overdue amount was paid instead of reporting the overdue amount was an error. Will never ever bank with IDFC!

Couldn't you demand correction of the wrong report from IDFC?

 

[Thor04]

whats your cibil score? pls reply only if it is above 800

 

[Thor04]

Use this format
My cibil- 744
Active CC- 2 (both secured and applied this month only)
Total Enquiries- 102

 

[Tejo]

Use this format
My cibil- 744
Active CC- 2 (both secured and applied this month only)
Total Enquiries- 102

One sbi prime

What about another one ??

 

[SSV]

Use this format
My cibil- 744
Active CC- 2 (both secured and applied this month only)
Total Enquiries- 102

There is a thread ( or even more) already on this subject .....

@vaibhav111 , please delete or merge this thread ..

 

[Thor04]

One sbi prime

What about another one ??

lol u really focus on what i say... I have sbi prime with a limit of 1 lakh( took on fd of 1.25 lakhs) and second one is idfc wow against fd of 35k.