Hold placed on SBI account

[doraemon]

Dear Customer, HOLD has been placed on your Acc XXXXX for 2,50,000.00 for the reason otms.-SBI Please do not reply to this auto generated email. For any query, please contact our toll free number 18001234 & 18002100.


What is this?
I didn't did anything wrong?

 

[doraemon]

Millenia se wallet load kyu krna 40k

Cc bill payment kro, 16k m kaam hojega

Having one cc that too of 5k limit

 

[varun__goel_]

What is the safe limit per account per month guys?
So that I do not get caught in radar?
And how are u guys doing so much transaction especially rbl signature Wale?

Brother individual profile matters. Their income declaration and profession is considered before taking any action

I guess you're a student. I will recommend not to do more than 50k/month accross all accs.

If you're from a rich /hni family then you can go upto 1-1.5L

 

[doraemon]

Brother individual profile matters. Their income declaration and profession is considered before taking any action

I guess you're a student. I will recommend not to do more than 50k/month accross all accs.

If you're from a rich /hni family then you can go upto 1-1.5L

I m student and I have declared pocket money /family income of 3 lacs annum in my every account

 

[vaibhav111vaibhav111 is verified member.]

OP what info you have shared the thing is MAB/AQB of SA account you have opened with SBI is? and from now onward Linked Phonepe or any Business Trnx where the amount doesn't matter but frequency of number of trnx matter here so open a Zero MAB Current a/c with AU Bank(no GST number is required) the rotation thing you have mentioned kindly keep that in SA only not in CA from going forward if you need to continue. you have more than 1 SA so whichever is Higher Varaint in term of MAB. use that often if needed.

 

[ashwinkashwink is verified member.]

Not only SBI any banks should not allow Business Transactions in Savings Account due to certain Regulatory Guidelines.
Rotation is not recommended for earning of few bucks & In worst case you may receive IT notice with huge penalties beware.

 

[doraemon]

Not only SBI any banks should not allow Business Transactions in Savings Account due to certain Regulatory Guidelines.
Rotation is not recommended for earning of few bucks & In worst case you may receive IT notice with huge penalties beware.

Yeah I will keep that in mind while doing transaction next month

 

[Strange]

Dear Customer, HOLD has been placed on your Acc XXXXX for 2,50,000.00 for the reason otms.-SBI Please do not reply to this auto generated email. For any query, please contact our toll free number 18001234 & 18002100.


What is this?
I didn't did anything wrong?

Did you receive 2.5L through your merchant QR or some other payment mode?

 

[doraemon]

Did you receive 2.5L through your merchant QR or some other payment mode?

Nope max 20k per month in multiple transaction form phonepe
1L rotation a month (10k*10 times)
That's it.

 

[doraemon]

Nope max 20k per month in multiple transaction form phonepe
1L rotation a month (10k*10 times)
That's it.

I have transferred phonepe transaction to au now
And will use it for dc points only

 

[ashwinkashwink is verified member.]

And will use it for dc points only

So after all this also you do not stop rotation

 

[doraemon]

So after all this also you do not stop rotation

I will do only 10 transaction a. Month nothing else
Will try to make genuine spends rather than wallet to bank

 

[Strange]

I have transferred phonepe transaction to au now
And will use it for dc points only

Did you open your SBI Savings account online?

 

[doraemon]

Did you open your SBI Savings account online?

Y e s

 

[doraemon]

Update
Hold has been removed now
Hurrrrayyyyyyyy

 

[Strange]

Y e s

Online account ka special feature hai ye.

 

[Strange]

Update
Hold has been removed now
Hurrrrayyyyyyyy

 

[doraemon]

I will not do any transaction this month
Because
SBI Wale radar mere account PE ghuma rahe honge shayad

 

[Strange]

Update
Hold has been removed now
Hurrrrayyyyyyyy

kise email karne pe remove hua?

 

[doraemon]

kise email karne pe remove hua?

Doctor strange Ji manager mam se milke branch mai
Application di ek aur 3-4 ghante mai maamla nipat Gaya

 

[Strange]

Doctor strange Ji manager mam se milke branch mai
Application di ek aur 3-4 ghante mai maamla nipat Gaya

SBI tha hold remove kar diya par bhul ke bhi Fi, Jupiter or Kisi neo bank me rotation mat karna.