Recently, I discovered that there's a waiting period before reapplying for a credit card with a bank if the previous application was unsuccessful. Specifically, for ICICI credit card applications, this waiting period is six months. Unfortunately, I wasn't aware of this rule earlier, leading me to apply for ICICI cards multiple times in the last five months, all without success. My last unsuccessful application was approximately 2 to 3 months ago. Now, I'm receiving "pre-approved offers" through the iMobile app. However, I want to ensure that at least 6 months have elapsed since the last unsuccessful application. Is there a way to find out the precise date of the last unsuccessful application?
