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How many active credit cards do you have? Flash your portfolio.

Current Cards-
In order of procurement -
Canara Visa Classic LTF
ICICI Amazon Pay LTF
HSBC Visa Platinum LTF
Kotak Privy League Signature LTF
Onecard - Federal LTF
RBL World Safari LTF
HDFC Virtual Rupay Card
HDFC Regalia Gold FYF
Axis Kiwi Kwik LTF
Indusind Legend LTF
ICICI Visa Platinum LTF

Closed-
SBI Simply Click
SBI Ola
RBL Titanium Delight
SC Titanium Super Value
IDFC Millenia
 
Curious to meet the heavy hitters in the TF community. Share how many active credit cards do you have and brag your portfolio, also really looking forward to how do you manage that portfolio, keeping track of payments etc. Let me start with myself, I have 39 active credit cards as on date out of which 34 i got in last 8 months only, targeting a half century soon. Depth of credit 10+ years, CIBIL 795. No of enquiries last one year >50.

My modest portfolio:

Unsecured:
HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
HDFC Swiggy Mastercard
HDFC Marriot Bonvoy
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
ICICI HPCL Coral LTF
ICICI Rupay Coral LTF
KOTAK White LTF
Kotak Myntra FYF
Kotak League Rupay LTF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Pinnacle LTF
Indusind Eazydiner FYF
IDFC First Select LTF
IDFC Club Vistara
IDFC POWER+
Citi Indian Oil Card
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card
YES Bank Virtual UPI CC LTF

Secured:
Gild SBM LTF
Stepup Paisabazaar SBM LTF
Niyo Global SBM LTF
IDFC WOW LTF
Hi can you tell how you got RBL world safari LTF? please
 
HDFC DCB LTF
Axis Magnus (With Burgundy account)
ICICI Amazon pay LTF
ICICI Coral LTF
ICICI Sapphiro dual card LTF
Yes First exclusive LTF
Indusind Legend LTF
HDFC neu Rupay LTF
 
Which cards are available for Life time free from Kotak now?

i don't have any kotak card yet...
Kotak provides LTF cards with their Privy Accounts-
Neon - Zen Signature
Platinum- White Signature
Black- White Reserve

Other than that League is marketed as LTF. Other cards such as 811, Zen, White and so on may be obtained free on approval basis.
 
Kotak provides LTF cards with their Privy Accounts-
Neon - Zen Signature
Platinum- White Signature
Black- White Reserve

Other than that League is marketed as LTF. Other cards such as 811, Zen, White and so on may be obtained free on approval basis.
I tried to apply Kotak League Rupay card & HSBC Visa Platinum card
both got declined due to internal policy 😢 😢
Due to my CIBIL 780??
 
Current Cards-
In order of procurement -
Canara Visa Classic LTF
ICICI Amazon Pay LTF
HSBC Visa Platinum LTF
Kotak Privy League Signature LTF
Onecard - Federal LTF
RBL World Safari LTF
HDFC Virtual Rupay Card
HDFC Regalia Gold FYF
Axis Kiwi Kwik LTF
Indusind Legend LTF
ICICI Visa Platinum LTF

Closed-
SBI Simply Click
SBI Ola
RBL Titanium Delight
SC Titanium Super Value
IDFC Millenia
Do you maintain privy nrv??
How did you get ltf safari with edition classic??
 
I have only been a part of this community for about a month and a half but have learned a lot about credit cards in a very short span!! Thanks to you all!! My portfolio is not something that can be bragged about but I’m happy with what all cards I’ve acquired in just 26 months!!

My credit depth is 2 years 2 months and my CIBIL 796.

I have a total of 26 Credit Cards active and all are unsecured.

Current Portfolio:

HDFC Millennia LTF
HDFC TataNeu Plus LTF (upgraded to Infinity)
HDFC TataNeu Infinity LTF
HDFC IOCL LTF

ICICI AmazonPay LTF
ICICI Platinum Visa LTF
ICICI Coral Rupay LTF
ICICI Coral Amex LTF
ICICI Coral Amex LTF ( Yes ICICI issued me 2 Coral Amex lol )

AXIS Flipkart LTF
AXIS Myzone LTF
AXIS IOCL LTF
AXIS Neo LTF

AMEX Platinum Travel FYF
AMEX Gold Charge 1000+GST

CITI IOCL LTF

SBI SimplyClick FYF (Reversed for 2nd year)

IndusInd Legend LTF
IndusInd EazyDiner LTF

Kotak League Rupay LTF

BOB Premier Rupay JCB Global LTF

AU Lit LTF

OneCard from BOB LTF

IDFC Millennia LTF

RBL World Safari LTF

Federal Imperio LTF
Federal Scapia LTF

Looking For:

SCB Platinum/Cashback (Applied in July but rejected)

AXIS Airtel (Offer not showing on primary number and alternate number is showing incorrect details in application)

HSBC Platinum (Area not serviceable, Ghaziabad)

Amex MRCC (Application Rejected in August)
 
Last edited:
I have only been a part of this community for about a month and a half but have learned a lot about credit cards in a very short span!! Thanks to you all!! My portfolio is not something that can be bragged about but I’m happy with what all cards I’ve acquired in just 26 months!!

My credit depth is 2 years 2 months and my CIBIL 796.

I have a total of 26 Credit Cards active and all are unsecured.

Current Portfolio:

HDFC Millennia LTF
HDFC TataNeu Plus LTF (upgraded to Infinity)
HDFC TataNeu Infinity LTF
HDFC IOCL LTF

ICICI AmazonPay LTF
ICICI Platinum Visa LTF
ICICI Coral Rupay LTF
ICICI Coral Mastercard LTF
ICICI Coral Amex LTF

AXIS Flipkart LTF
AXIS Myzone LTF
AXIS IOCL LTF
AXIS Neo LTF

AMEX Platinum Travel FYF
AMEX Gold Charge 1000+GST

CITI IOCL LTF

SBI SimplyClick FYF (Reversed for 2nd year)

IndusInd Legend LTF
IndusInd EazyDiner LTF

Kotak League Rupay LTF

BOB Premier Rupay JCB Global LTF

AU Lit LTF

OneCard from BOB LTF

IDFC Millennia LTF

RBL World Safari LTF

Federal Imperio LTF
Federal Scapia LTF

Looking For:

SCB Platinum/Cashback (Applied in July but rejected)

AXIS Airtel (Offer not showing on primary number and alternate number is showing incorrect details in application)

HSBC Platinum (Area not serviceable, Ghaziabad)

Amex MRCC (Application Rejected in Augus

I have only been a part of this community for about a month and a half but have learned a lot about credit cards in a very short span!! Thanks to you all!! My portfolio is not something that can be bragged about but I’m happy with what all cards I’ve acquired in just 26 months!!

My credit depth is 2 years 2 months and my CIBIL 796.

I have a total of 26 Credit Cards active and all are unsecured.

Current Portfolio:

HDFC Millennia LTF
HDFC TataNeu Plus LTF (upgraded to Infinity)
HDFC TataNeu Infinity LTF
HDFC IOCL LTF

ICICI AmazonPay LTF
ICICI Platinum Visa LTF
ICICI Coral Rupay LTF
ICICI Coral Mastercard LTF
ICICI Coral Amex LTF

AXIS Flipkart LTF
AXIS Myzone LTF
AXIS IOCL LTF
AXIS Neo LTF

AMEX Platinum Travel FYF
AMEX Gold Charge 1000+GST

CITI IOCL LTF

SBI SimplyClick FYF (Reversed for 2nd year)

IndusInd Legend LTF
IndusInd EazyDiner LTF

Kotak League Rupay LTF

BOB Premier Rupay JCB Global LTF

AU Lit LTF

OneCard from BOB LTF

IDFC Millennia LTF

RBL World Safari LTF

Federal Imperio LTF
Federal Scapia LTF

Looking For:

SCB Platinum/Cashback (Applied in July but rejected)

AXIS Airtel (Offer not showing on primary number and alternate number is showing incorrect details in application)

HSBC Platinum (Area not serviceable, Ghaziabad)

Amex MRCC (Application Rejected in August)
😳😳😳
 
Many availed it last month -

This was an official offer

You were talking about approval basis. I am asking about that
 
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