How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[Nemesis]

Good to know that, and do banks honor that? because I saw some instances where we can book through 'app' but bank people says, "everything filled up, maybe app not updated properly, sorry about that" (which is not true and if you say you would invest they make it empty but not if you book through app).

Also, any other banks provide this kind of support ... apply through app ... ?

Don't know about rest... ICICI gives info for free locker count on customer care number... Then you can reach them

They will try... Say you are inclined toward short term investments and regular portfolio update

 

[jack333]

Yes .....Got the Rubyx and Sappiro credit cards as LTF and multiple discounts in processing fees that occurs while obtaining home and personal loans .etc

Had given some discounts in lockers too ...

You can easily get LTF Emeralde with 1 cr NRV. Someone in the community got it with 30lakh NRV

 

[John123]

SBI Govt Bank
ICICI Salary A/C
Jio Payments Bank ( IDk why I've opened this account. Just using for daily transactions in UPI)

 

[invisible007]

ICICI Wealth select - Salary and Savings account (main )

HDFC preferred - Savings regular

KOTAK - old salary account
(converted zero savings )

FI ACCOUNT - International transactions

SBI - Student account (old)

how do you converted kotak old slary acc to zero savings ?

 

[Sanskar]

All the below 3 for collectors, 0 balance and lil benefit here n there (locker, cash delivery at home and RM) :

IDFC Wealth : Wealth DC, for getting Wealth CC (Card benefits attached to them), FD
INDUSIND Exclusive : FYF locker, Fast CC connection, FD
ICICI Wealth : Wanted 0 balance

ICICI Titanium account : Salary and SAVING
SBI : PPF and backup

AU Royale in the queue, FD rates

ICICI Wealth 0 Balance how? Please spread some Light in detail.

 

[Sanskar]

All the below 3 for collectors, 0 balance and lil benefit here n there (locker, cash delivery at home and RM) :

IDFC Wealth : Wealth DC, for getting Wealth CC (Card benefits attached to them), FD
INDUSIND Exclusive : FYF locker, Fast CC connection, FD
ICICI Wealth : Wanted 0 balance

ICICI Titanium account : Salary and SAVING
SBI : PPF and backup

AU Royale in the queue, FD rates

did you get IDFC Wealth CC

 

[bengaltiger]

I don't want to keep cash that's why I have bank account.

 

[sv004]

Hdfc salary and savings account
Sbi for upi transactions
I dont save in banks max i keep 2 to 3 lac rest invest in mutual funds via grow app

 

[Nemesis]

ICICI Wealth 0 Balance how? Please spread some Light in detail.

ICICI Wealth is zero balance account... You can check their website... Just open with minimum initial amount depends from branch to branch 2-5 lakh. But RM told there might be downgrade if we don't meet criteria in long term...

 

[Nemesis]

did you get IDFC Wealth CC

I was already holding their old 25k balance account... Upgraded to wealth... RM and CC didn't help they have a criteria of C2C of 5L for Wealth CC which I didn't met. I was getting Select CC... which I denied.

But later after 3 months I got pre approved offer for the same... Now I hold Wealth CC

 

[Sanskar]

I was already holding their old 25k balance account... Upgraded to wealth... RM and CC didn't help they have a criteria of C2C of 5L for Wealth CC which I didn't met. I was getting Select CC... which I denied.

But later after 3 months I got pre approved offer for the same... Now I hold Wealth CC

what is Wealth account AMB? And what is eligibility for new customer?

 

[TheTrickySid]

what is Wealth account AMB? And what is eligibility for new customer?

ICICI Wealth Management Account Holders please share your experience.

What's the MAB you guys maintaining in your Wealth management account. And what's would be the ideal mab to prevent it from getting downgraded. Or any tips to avoid getting the account downgraded without maintaining mab.

www.technofino.in

 

[jack333]

I was already holding their old 25k balance account... Upgraded to wealth... RM and CC didn't help they have a criteria of C2C of 5L for Wealth CC which I didn't met. I was getting Select CC... which I denied.

But later after 3 months I got pre approved offer for the same... Now I hold Wealth CC

How much mab you maintained in idfc wealth account to get pre approved wealth credit card after 3 months? Thanks in advance

 

[Sanskar]

ICICI Wealth Management Account Holders please share your experience.

What's the MAB you guys maintaining in your Wealth management account. And what's would be the ideal mab to prevent it from getting downgraded. Or any tips to avoid getting the account downgraded without maintaining mab.

www.technofino.in

I mean to say IDFC Wealth account.

 

[Manu624]

Kotak ace account- main account
SBI acc- first account in life and to hold long term savings
HDFC- LinkedIn with zerodha to do short term investment
ICICI- no idea why I opened this, use for bonds investment, etc
Axis- LinkedIn with Aditya Birla for long term investment in Aditya Birla money demat
Bob- for all other demat
Paytm payments- small transactions
Fi- to send money to my friends
NiyoX all transactions which my parents shouldn't know 😂
Jupiter - opened with fi for no reason kept for special transaction like trip. Specific spending
Idbi- second account and use for ipo
Airtel payments- not used
Kotak 811-₹ not used
NiyoX gobal- international not used
I perfer to segerate my account as I do lots of investments and it difficult to go through accounts

 

[bengaltiger]

Kotak ace account- main account
SBI acc- first account in life and to hold long term savings
HDFC- LinkedIn with zerodha to do short term investment
ICICI- no idea why I opened this, use for bonds investment, etc
Axis- LinkedIn with Aditya Birla for long term investment in Aditya Birla money demat
Bob- for all other demat
Paytm payments- small transactions
Fi- to send money to my friends
NiyoX all transactions which my parents shouldn't know 😂
Jupiter - opened with fi for no reason kept for special transaction like trip. Specific spending
Idbi- second account and use for ipo
Airtel payments- not used
Kotak 811-₹ not used
NiyoX gobal- international not used
I perfer to segerate my account as I do lots of investments and it difficult to go through accounts

Its time for your own bank or Account with subaccount concept, many new age bank doing this

 

[Manu624]

Its time for your own bank or Account with subaccount concept, many new age bank doing this

Oh yes. I will love it. I have to maintain lots of accounts for different purposes so I don't get confuse of transactions.

 

[Nemesis]

How much mab you maintained in idfc wealth account to get pre approved wealth credit card after 3 months? Thanks in advance

Around 4-5lacs

 

[jack333]

Around 4-5lacs

Can we maintain in fd or need to maintain in saving account for pre approved wealth credit card?

 

[Nemesis]

Can we maintain in fd or need to maintain in saving account for pre approved wealth credit card?

That criteria i don't know... This was system generated WhatsApp messages for credit card... Nobody intertwined... So a trick to bypass

Try to keep just over 5 in savings

They might be in hurry to meet financial year ending targets so changed the system for a while... No one knows