How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[Pollex]

Me too loved the dp
Mii Chan ki yaad aagyi @varun__goel_

tum bas Rupay plat pe dhyan do.

 

[ritwik2000]

Au is still charging less for rupay plat

 

[doraemon]

Au is still charging less for rupay plat

Yeah
As long as rupay offer is there
I don't think even a single bank's rupay plat card is expensive

 

[ritwik2000]

Yeah
As long as rupay offer is there
I don't think even a single bank's rupay plat card is expensive

True 😀 😀

 

[varun__goel_]

Ai digital &811 can't be reopened
Why closed kotak 811?

Yes I know, will open a regular 5k MAB account in AU
Started hating Lotak for rejecting card twice for no reason🤡
And honestly it wasn't worth anything

Why again Au?
Au recently increased their debit card charges, so time to close this ac maybe ...

AU for credit card and Rupay Platinum DC
They won't let you apply for a credit card if you previously had an account which is closed.

I love your profile picture. Btw how did you get those accounts closed?

Thanks for PP🤣

Accounts closed obv via visiting branch

And if you are asking why?
At a time I felt it difficult to manage 8 accounts, but now regretting closing a few accounts🥺

@doraemon tum bhi apni list nikalo 15 accs ki🤣

 

[Pollex]

@doraemon tum bhi apni list nikalo 15 accs ki🤣

Pure gaon ki nikegi 150 account ki list

 

[COSMOCRAT]

Active:-
HDFC Classic - The very first account
Axis Liberty - Zero MAB on 25k spends
SBI - Opened just for the sake of a PSU bank account

Closed:-
AU Digital Savings Account
ICICI Regular - 10K MAB
Indie by IndusInd
Kotak 811
IDFC Future First

Will be opening ICICI, AU and IDFC FF again in a few months

Why close/how was Indie?

 

[varun__goel_]

Why close/how was Indie?

Indie's ever changing conditions are just an ache to the customer's head.

And UPI failure rate was too high

 

[karunjay]

I've been using three bank accounts for past few years. Having three of them add some kinna security to me.
One I use for my personal use, like for family expenditures and day to day payment. The other I use to receive international remittance from one of my brother in Dubai, and third one, I use to get my salary.

 

[Pradumya]

@doraemon tum bhi apni list nikalo 15 accs ki🤣

Aur kitne accounts k fee increase ya devaluation nahi hue hai ya koi kaand nahi hua hai wo bhi batana 😂

 

[Deleted member 30446]

Aur kitne accounts k fee increase ya devaluation nahi hue hai ya koi kaand nahi hua hai wo bhi batana 😂

HDFC and IndusInd seem to be the ones not affected by devaluation

 

[TheTrickySid]

IndusInd seem to be the ones not affected by devaluation

Isme hai hi kya devalue karne ke liye??

 

[iamabhisekagar]

Isme hai hi kya devalue karne ke liye??

No more 0 MAB

 

[Deleted member 30446]

Isme hai hi kya devalue karne ke liye??

0 MAB and also gives till 0.93% cashback on cc payment. Also 0 forex DC

 

[TheTrickySid]

0 MAB and also gives till 0.93% cashback on cc payment. Also 0 forex DC

Which 0 MAB Gives 0.93 CB??

 

[TheTrickySid]

No more 0 MAB

Which were available?

 

[Deleted member 30446]

Which 0 MAB Gives 0.93 CB??

IndusInd Select account with Legend CC and upgrade to Exclusive DC. OR

IndusInd Exclusive account with Pinnacle CC and Exclusive DC

 

[arjun]

Which is the best 0 balance account, I don't care if it's digital or physical, I just want for upi payments so my main accounts don't get cluttered

 

[varun__goel_]

Which is the best 0 balance account, I don't care if it's digital or physical, I just want for upi payments so my main accounts don't get cluttered

Kotak 811
AU Digital Savings Account
BoB bro/lite
If you are not a customer of ICICI Bank, apply for APay, they offer 0 bal account along with it

 

[shashank08]

Which is the best 0 balance account, I don't care if it's digital or physical, I just want for upi payments so my main accounts don't get cluttered

NSDL Jiffy.. 5.90 paise per month charges.. you get free virtual Rupay Platinum DC which you can use to get upto 100 rupees per month discount on Amazon pay Friday offer for LPG, Electricity bill payment.

By spending 72 rupees per year you can get benefit of 1200 rupees per year..
Can be used for UPI payments..

Process of account opening is completely online.