How Many Cards Are in Your Wallet? 🤔💳 Share Your Count & Their Purpose!

[Anindya98]

💳 How Many Cards Are in Your Wallet? 🤔


We all carry different cards for different reasons—some for rewards, some for travel, and some just because we love collecting them! 😎


🔥 Drop your card count & their purpose:
✅ Daily spends & cashback 💰
✅ Travel perks & lounge access ✈️🏢
✅ Exclusive discounts & offers 🎁
✅ Just for the collection? 🤩
✅ Cashback & rewards 🎁
✅ Just for the flex? 😎

Do you have any plans to change, replace, or reduce any cards in your wallet?

Let’s see who has the most optimized (or overloaded) wallet! 🚀💬 #CardGame

Both credit and debit cards are part of the discussion.
Share the cards in your wallet and your strategy for using them!

 

[cardy]

Starting with me: Cards in my Wallet 2025 Edition
8 Cards: 5 CC + 3 DC

• Daily Spends: Yes Kiwi(Offline) & SBI CB(Online)
• IDFC Wealth/Ashva: Railway Lounge Access with 1 complimentary guest must change it to ICICI cards after the devaluation.
• IDFC Select + ICICI Wealth + BOB for Cash Withdrawl and next month will change IDFC Select to Wealth.
• FK Axis & Airtel Axis for offers and utility and offline transactions if needed.
• ICICI Times Black for Flex.
• Some cards keep on changing based on the requirements.

View attachment 87222 View attachment 87223

Except two All your card are black. Two blue😀

 

[Anindya98]

Except two All your card are black. Two blue😀

Now my wallet looks different, and I have swiped some cards.
IDFC Select DC ➡️ IDFC Wealth DC
BOB DC Closed ➡️ Indusind Pioneer Visa PVC + Metal
Another IDFC Wealth CC

 

[ashwinikumar900]

I changed my portfolio 😄 as well. Since I can carry only three cards (Apple MagSafe wallet), periodic changes need to be made. So BIZ BLACK (almost permanent), MAYURA IN-ASHVA OUT, and TIMES BLACK in DCMB-OUT (completed quarterly milestones and annual fee waiver-anniversary in February).

 

[Virtual King]

Share the cards in your wallet and your strategy for using them!

I generally carry only two credit cards in my wallet/cardholder - Infinia and Octane. Both of them together meet almost all of my outdoor requirements like shopping, fuel, grocery, dining, movies, etc. I do not generally carry the 3rd credit card - Amex Plat Travel. I leave it at home and have used it primarily for Income Tax payments (after TDS), and sundry things.

My overall usage of these 3 credit cards is as summarised below:-

1. Infinia Metal (Mastercard World) (wef May 2024); CL Rs 15L (initially was Rs 8L; auto-LE in Dec 24 to present Rs 15L); usage - for almost everything (online and offline); fees - Rs 12,500 + 18% GST = Rs 14,750 (but FYF because had spends of more than Rs 3L in first 90 days and have had spends of more than Rs 10L - so 2nd Year Free (2YF) too).

2. BPCL SBI Octane (Visa Signature) (wef June 2024); CL Rs 2.30L (so far, no auto-LE offer; present CL meets my fuel spends' requirement); usage - obviously fuel; plus, grocery, movies (offers), and then some; fees - Rs 1,499 + GST = Rs 1,769 (but 6000 RPs equal to Rs 1,500 credited for 1st year so making it FYF; and in 2nd year have had spends of more than Rs 2L so 2YF too).

3. Amex Plat Travel (Amex) (wef Jan 2025); CL Rs 4.70L; usage - Income Tax (after TDS), and sundry things; fees - Rs 3,500 (this year; next year onwards Rs 5,000) + GST = Rs 5,900.

You can also see this post how-are-you-making-the-best-use-of-your-existing-credit-cards and what-purse-wallet-do-you-use-to-carry-your-cards.

Hope this helps. 🙂