How much credit limit expected for 88K salary

[codenerd]

How much credit card limit can I expect for in hand salary of around 88K per month. I already have CIBIL around 750 and active credit card user of different banks with 100% payments on time.

My highest limit is by AU Bank 3.5L
Lowest is IDFC - 1.8L

I know credit card limits are depended on many factors but still I want a rough idea by others whats their credit limit based on their salary..

 

[hakunamatata]

Generally, initial CL will be 2-3 times monthly salary.

 

[ltf4ever]

How much credit card limit can I expect for in hand salary of around 88K per month. I already have CIBIL around 750 and active credit card user of different banks with 100% payments on time.

My highest limit is by AU Bank 3.5L
Lowest is IDFC - 1.8L

I know credit card limits are depended on many factors but still I want a rough idea by others whats their credit limit based on their salary..

which bank?
HDFC, axis, ICICI you can expect between 4-5 lacs, but as you mentioned, many other factors also play a role like work experience, employer, pin code, age, etc.

 

[saucy]

ICICI is generous with credit limits. Icici gave me 2x, and increased it to 5x in a year
Axis, in my experience is most stringent. Have my most spends on it yet the limit barely crosses my salary.
Hdfc gave me my net salary as my credit limit for my first card, later got 2x of salary due to alumni offer

 

[kishorvr]

ICICI is generous with credit limits. Icici gave me 2x, and increased it to 5x in a year
Axis, in my experience is most stringent. Have my most spends on it yet the limit barely crosses my salary.
Hdfc gave me my net salary as my credit limit for my first card, later got 2x of salary due to alumni offer

After how many months will you be eligible for LE in HDFC?

 

[saucy]

After how many months will you be eligible for LE in HDFC?

I... Uhh.... ('._.)