How safe is Tap and Pay?

[CyberPsych]

If I have Tap and pay enabled and keep cards in wallet, can someone scan near may wallet and debit any amount? Looks like a noob question, but I want to know what are the risks of this being enabled. In Fuel bunks, we can't even see how much they're charging but ask us to move forward quickly to get next vehicle in place, says receipt is not available and SMS from bank takes some time to get delivered by which we have already left the bunk. Entering PIN eliminates all these, we can cross check the transaction amount.

 

[Deleted member 11974]

it seems axis only has transaction limit not overall limits on cards for various types of transaction. Hackers can swipe us clean with multiple transactions

There is a liability protection in this case if you block your card within 24 hours.

 

[RkrRkr is verified member.]

it seems axis only has transaction limit not overall limits on cards for various types of transaction. Hackers can swipe us clean with multiple transactions

Its both..But at one time only up to 5k will be paid using tap and pay.

 

[plastikman]

Wouldn't C P P help ?

 

[RkrRkr is verified member.]

Wouldn't C P P help ?

It has many conditions ?
Like if you have shared the OTP then CPP will not work.

 

[4uziaul]

it seems axis only has transaction limit not overall limits on cards for various types of transaction. Hackers can swipe us clean with multiple transactions

I mean, you'd have to be sleeping under a rock not to notice multiple transactions being conducted by a hacker. 😂 Even a bank like Axis would definitely take notice when your card is being used for several transactions of similar amounts within a short period of time. 😂

 

[Deleted member 9785]

I mean, you'd have to be sleeping under a rock not to notice multiple transactions being conducted by a hacker. 😂 Even a bank like Axis would definitely take notice when your card is being used for several transactions of similar amounts within a short period of time. 😂

In my case i had a limit of 4000. But i did two transactions of 4000 and then 500 and the second one went through

 

[4uziaul]

In my case i had a limit of 4000. But i did two transactions of 4000 and then 500 and the second one went through

Since your limit is 4k per transaction, it should go through without any issues because they are treated as separate transactions.

 

[Deleted member 9785]

Since your limit is 4k per transaction, it should go through without any issues because they are treated as separate transactions.

How do set daily limit at 4k?

 

[4uziaul]

How do set daily limit at 4k?

It's highly unlikely that Axis Bank would introduce a new setting exclusively for you. 🤣 While it's a good suggestion, I'm not aware of any other bank offering a feature where you can make only one tap and pay transaction per day.

 

[Deleted member 9785]

It's highly unlikely that Axis Bank would introduce a new setting exclusively for you. 🤣 While it's a good suggestion, I'm not aware of any other bank offering a feature where you can make only one tap and pay transaction per day.

overall limits is a very basic feature for a long time in online and pos transactions to limit unauthorized usage even in case of high credit limits. Whats so special about tap that this cant be done.

 

[4uziaul]

overall limits is a very basic feature for a long time in online and pos transactions to limit unauthorized usage even in case of high credit limits. Whats so special about tap that this cant be done.

I'm not a developer of this app, so this question should be directed to the developers at Axis Bank. Perhaps the Axis Rats can provide an answer to this question. 🤣

 

[Deleted member 9785]

I'm not a developer of this app, so this question should be directed to the developers at Axis Bank. Perhaps the Axis Rats can provide an answer to this question. 🤣

then keep quiet

 

[4uziaul]

then keep quiet

Then you shouldn't have quoted me if you want me to keep quiet. 🤣

 

[Deleted member 9785]

Then you shouldn't have quoted me if you want me to keep quiet. 🤣

They dont have block button here.

 

[4uziaul]

They dont have block button here.

Too bad. 😂

 

[Deleted member 9785]

Too bad. 😂

True 🙂

 

[Rohith_Kumar_Sp]

Also samsung pay gives points. You can gain 290 points per month and get 500 worth voucher every 9 months. You only have to use the app for 12 payments via upi or card and one small bill payment for 50 bonus points, also since it's on phone. You can use your samsung pay app to make cads transactions even if you don't have internet or network since it required your fingerprint for verification.

 

[CyberPsych]

Also samsung pay gives points. You can gain 290 points per month and get 500 worth voucher every 9 months. You only have to use the app for 12 payments via upi or card and one small bill payment for 50 bonus points, also since it's on phone. You can use your samsung pay app to make cads transactions even if you don't have internet or network since it required your fingerprint for verification.

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Is this like phonepe? Filling wallet and paying QR or linking cc to samsung pay like linking Rupay cc to QR?

 

[Slayer]

Too bad. 😂

Should've said cope and mald and seethe

 

[Rohith_Kumar_Sp]

Is this like phonepe? Filling wallet and paying QR or linking cc to samsung pay like linking Rupay cc to QR?

It's samsungs wallet app that has cards linked via virtual tokens and other upi related stuff such as bills and other wallet linking you, can even use scan to pay via Paytm wallet. You can apps pay cc bill for some